How is nationwide auto insurance?

Though Reddit is a news aggregator and discussion site, many users seek advice and share their experiences with car insurance companies. We searched for Nationwide reviews on Reddit to see how internet users discussed the insurance provider in a more casual setting.

Positive reviews of Nationwide on Reddit cited the low cost of its pay-per-mile program. Negative comments about Nationwide tend to mention difficulty with the claims process and cancellation policy.

Our review team reached out to Nationwide for a comment on these negative reviews but did not receive a response.

Our survey also found that 43% of respondents with a Nationwide car insurance policy filed a claim, while 57% have not. Most participants in our survey were happy with Nationwide’s customer service during the claims process, giving it a 4.2-star rating out of 5.0.

Additionally, respondents gave the company a 4.2-star rating for satisfaction with the claim outcome or settlement.

Below are the general opinions and ratings customers gave on Nationwide’s app and the company as a whole — through the BBB and J.D. Power consumer studies.

The Nationwide mobile app allows users to access policy details and file claims. Out of 10,000+ reviews, it holds a 4.5-star rating out of 5.0 on Google Play. On the App Store, it has a rating of 4.6 out of 5.0 based on 23,000+ reviews.

Nationwide ranked just below the segment average with 858 out of a possible 1,000 points in the J.D. Power 2022 U.S. Insurance Shopping StudySM, which determines customer satisfaction with each stage of the shopping experience.

Forbes Advisor included Nationwide in our list of best car insurance companies. See how their costs compare to other companies:

Nationwide’s car insurance rates for good drivers are relatively competitive. Its average rate for good drivers is below the national average of $2,150 per year for the 14 companies we analyzed.

Nationwide has relatively competitive car insurance for drivers with a speeding ticket. A traffic ticket can raise your rates, so it’s vital to shop around for car insurance quotes to find the companies that offer you a good price.

Nationwide’s car insurance costs are in the middle of the pack when it comes to drivers who caused an accident with an injury to someone else.

The national average car insurance cost for drivers with a DUI is $3,537 a year. Nationwide’s auto insurance rates are higher than the national average among the top insurers we analyzed.

Auto insurance companies say that a person’s credit correlates with the chances someone will make a future insurance claim. This correlation leads to higher rates. All states except California, Hawaii, Massachusetts and Michigan allow car insurance companies to use a credit history when deciding rates.

Nationwide offers decent auto insurance rates for drivers with poor credit compared to competitors.

You can expect to pay thousands more for car insurance when adding a 16-year-old driver to your policy. Our analysis of large insurers found that the national average cost to add a teen driver is $2,419 a year.

Nationwide has the lowest average car insurance cost to add a teen driver among the top insurers we analyzed.

Nationwide’s car insurance prices are decent for drivers between ages 18 and 25. Its cost is a little below the national average of $4,706 a year among the large companies we analyzed.

The costs below are for young drivers who purchase their own auto insurance policies. Young adult drivers can usually reduce costs by remaining on a parent’s policy for as long as possible.