How to add money from credit card without charges?

Almost all apps charge a fee for credit card to wallet transfer. But some banks offer direct transfer to savings account without charges during offers. Keep checking your bank’s app.

Simplest trick: use your credit card for daily spends and free up cash in your bank account. That’s indirect but safest.

Some fintech apps like CRED and Paytm occasionally run zero-charge offers. Check during festive seasons.

I use Amazon Pay. Sometimes they give free wallet load offers via credit card. You need to wait for promo codes.

Truth is, RBI guidelines discourage free credit card cash advances. So there’s almost always some fee. Don’t fall for hacks that claim otherwise.