How to increase your kcb loan limit?

Another thing people often miss is updating their personal and employment details with KCB. If your income has increased but your records still show old information your limit won’t change. Visit a branch or update via the app and make sure your salary or business income is reflected. KCB’s digital loans are risk-based so better financial data = higher limit. You can read more about their loan criteria on the official site: https://ke.kcbgroup.com/for-you/loans

I had the same issue last year with KCB. What worked for me was improving my repayment behavior over a few months. KCB looks very closely at how consistently you repay your existing loans. If you clear your loan on time (or even earlier) and keep using other KCB services like savings accounts or M-Pesa transactions linked to your account your loan limit slowly increases automatically. It’s not instant but it does happen.