How to know atm pin number if forgot?
Be careful not to share your ATM card details while resetting your PIN. Fraudsters often lure people with fake SMS/Calls. Always use official banking apps or verified helplines.
If you have forgotten your ATM PIN, the first step is to avoid repeated wrong attempts, as your card might get blocked. Usually, you can reset your PIN by visiting your bank's ATM and choosing the Forgot PIN option, where you’ll get an OTP on your registered mobile number to create a new one.
Personally, I walked into my branch with my ID card. The bank officer reset my ATM PIN in just 15 minutes. They gave me a sealed envelope with the new PIN, and I later changed it at the ATM. Face-to-face visits work best if you’re not tech-savvy.
If your card is too old or not linked with your phone, you may need to request a new card itself. That happened to me with my grandfather’s account. The bank replaced it with a fresh card and PIN.
Call your bank's customer care helpline. They’ll authenticate you with details like account number, date of birth, etc., and then either mail you a new PIN or guide you through generating it instantly. It’s simple and safe.
Some ATMs allow you to set a new PIN using your Aadhaar-linked mobile number. Insert the card → Select Generate New PIN → Enter OTP received on phone → Set PIN. Done in 2 minutes.
I had the same issue recently. My SBI card PIN slipped my mind. I used the YONO app, clicked on Manage Debit Card, then Generate PIN. Entered OTP, created a new PIN instantly. Really smooth process!
Almost every bank now offers net banking or mobile banking options for resetting the PIN. You just log in, go to Card Services → Generate/Change PIN, verify with OTP, and set a new PIN. Here’s a guide from ICICI Bank that explains it well.
One quick suggestion: use a PIN that you can remember but others can’t guess. Avoid birthdays or repeated digits. Use a pattern on the keypad (like a square shape) — makes it easy to recall.