How to know billing date of credit card?

Honestly, the easiest method I've found is to just give your bank a quick call. The automated system can often tell you the billing date without even connecting you to an agent. Alternatively, if you've opted for e-statements, just search your email for the last statement from your bank—the billing date will be right there. It's important to know this date so you can plan your big purchases right after it, giving you the longest possible interest-free period! Setting a calendar reminder for a few days before the due date is a lifesaver.

I'm a bit old-school, so I always check the physical statement that comes by post. The billing cycle and date are clearly printed. If you don't get physical statements, your online banking portal is your best friend. Once you log in, the dashboard for your credit card usually displays the statement date, due date, and minimum amount due very clearly. Knowing your billing date is crucial for maintaining a good credit score, as it helps you pay on time. Some banks also allow you to change your billing date once a year through the app, which is pretty convenient.

There are several easy ways to find your credit card billing date: Check your monthly statement: The billing date is prominently mentioned at the top of your physical or electronic statement. Mobile Banking App: Log in to your bank's app, navigate to your credit card section, and look for "Statement" or "Card Details." The billing date is always listed there. Customer Care: You can call the customer service number on the back of your card. After verifying your identity, they will tell you your billing date and cycle. Welcome Kit: When you first received your card, the billing date was specified in the welcome kit and terms & conditions document.Your billing date is fixed, but your payment due date is typically 18-20 days after it.