Is it possible to withdraw employer share in pf?

1 answer(s)
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Yes, you certainly can withdraw the employer's share from your PF. It's a common query.

The key thing to grasp is that your PF is one total fund. It combines your share, your employer's share, and the interest earned. You don't withdraw from one pot or the other; it all comes from this total balance.

You can access the full amount when you retire or if you've been unemployed for over two months. This allows you to claim the entire balance. Partial withdrawals for specific needs, like buying a home or for medical reasons, are also permitted. Just remember, a part of your employer’s contribution goes into your pension scheme (EPS). This particular bit has its own set of rules, which are worth looking into.