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BorrowedCalData

BorrowedCalData.pgo contains information about leased licenses (which machine it was leased to, which user and when it was leased). Unless using leased CALs, there should be very little access to this file (and it should be very small).

TicketData

TicketData.pgo contains issued tickets. When one node authenticates a client it gives it a ticket which can later be used to start a session on any of the other nodes. Those nodes then validate the ticket (by looking in TicketData.pgo) rather than doing an authentication. There are two accesses for each new session (one when the ticket is created and one when it is looked up/consumed).

IniData (all setting.ini s)

IniData.pgo contains the same information as the settings.ini for the QVS, in a different format and synced between the nodes. The nodes will regularly read from the file to see if there are changes (roughly once every 5 seconds), or write their changes if they receive some changed setting from the QMC. Since the file is so small it is usually not a performance issue to do this once every 5 seconds, especially if you only have 2 or 4 nodes.

ServerCounters

ServerCounters.pgo contains basic statistics for each node in the cluster, such as DocLoadsSinceMidnight, DocLoadFailsSinceMidnight, SessionStartsYesterday and LastUpdate timestamp to show that the node is still alive. It should be accessed once or twice per minute and contain very little information.

CalData

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Hosts and guests are not required to have insurance protection through Turo, but all vehicles must have some form of insurance coverage, either through Turo protection plans or stand-alone policies provided by the host or renter. Guests can rely on their personal auto insurance, as long as their coverage extends to Turo rentals, while hosts can opt for commercial policies; both have the option to give up Turo's plans altogether. The company touts a selection of more than 850 makes and models, more than 350,000 available vehicles, and up to 35% savings compared to car rental agencies. They could be a cost-effective option for those who don't drive regularly or don't own a car, and for drivers who need specific types of vehicles for whatever reason, such as a truck to move a heavy piece of furniture, a roomy van for a family. road trip, or a high-performance sports car for a weekend getaway in the canyons.

It's worth noting that as a host, the amount you take home per trip will change depending on the protection plan you choose. If you decline a Turo plan, you can expect to keep 90% of the cost of the trip. To use Turo's car rental services, you do not need to have your own personal car insurance policy. Like hosts, renters can choose from three levels of coverage through Turo's protection plans.

Think of Turo as AirBnB for cars: a car-sharing marketplace, allowing drivers to search for and book car rentals the same way they would book a room or hotel. Available in the United States, United Kingdom, Canada, and Germany, Turo works by allowing hosts to list their vehicles and guests to rent these vehicles by the day. Renters can pick up a car after verifying their driver's license and drop off the vehicle at the end of the rental period. It is a myth that Turo car insurance follows the driver; In most cases, your personal insurance policy follows the vehicle. If you already have comprehensive and collision coverage, it's more likely that your coverage will also apply to a rental car, but it's best never to make assumptions. This is especially true for newer services that fall outside of the traditional car rental company or agency.

If a guest already has at least the minimum amounts of state-mandated coverage in the state where the vehicle is registered, and if their current policy extends to Turo rentals, they can choose to decline Turo protection plans. Also, these protection plans are not offered if you book a vehicle with a Business Host, as they are expected to have their own business policy. Turo offers some levels of car insurance coverage for hosts and renters, but neither is required to opt for a Turo protection plan if they have pre-existing insurance that sufficiently covers the rental or use of a Turo rental car. Read on for a more detailed breakdown of Turo's protection plans for hosts and guests.

The main differences between these levels are the deductible amounts and the limits of liability. All include physical damage but not coverage for mechanical or interior damage. As with anything related to renting a car or driving a car you don't own, the question of insurance is an unavoidable but always important issue.

Let's go over how to handle car insurance if you're thinking of hosting or renting a car through Turo. Turo partners with Liberty Mutual to offer its hosts a choice between three levels of coverage: Basic, Standard or Premium. Hosts may also choose to decline coverage, which would designate them as a commercial host; they would then be required to provide their own commercial rental liability insurance to guests who rent their vehicles. No, for both hosts and renters, Turo does not automatically provide insurance coverage.

Hosts and renters are given three protection plans to choose from or can decline coverage if they have their own applicable business or personal auto policies. If you opt for a Turo protection plan even though you are already insured, your liability insurance will supplement your existing coverage as a secondary source. The physical damage portions of the Standard and Minimum plans are intended to be used as secondary coverage to any other insurance you already have, while the Premier plan must be used as primary coverage. For hosts, your personal auto insurance policy will never extend coverage for the rental use of your vehicle(s).

You will be at risk of being dropped as a customer by your insurance provider if you rent your personal car for business purposes. Your options are to opt for a Turo protection plan or obtain a commercial rental liability policy to become a Commercial Host. The latter is usually reserved for those who own a business that rents out multiple vehicles.

Since car owners make their vehicle(s) available to near strangers to rent and drive, the insurance implications of Turo's car rental service can be complex. We'll break down the ins and outs of car insurance for a Turo rental in our review. Founded in 2010 and headquartered in San Francisco, California, Turo is a peer-to-peer car sharing company often regarded as the sharing economy's answer to traditional car rental agencies. The key difference is that the company does not own or operate fleets of rental vehicles; instead, individuals can act as hosts and list their own personal vehicles as rentals. Renters looking for a rental car can make vehicle reservations in their area with rates calculated per day. Read on to learn more about how Turo insurance works and what coverage you need as a host or guest.