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Divvij Rafiq




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Gcredit is a revolving mobile credit line on the Gcash app that you can use to pay for goods and services.I read article from other websites that is it not possible to cash out Gcredit loan.However,it is possible based from my experience.

You need to install CIMB app and sign up with your email address,mobile number and other personal information needed and at the same time you have a fully verified Gcash with Gsave account.Your account in CIMB app must be linked with your Gsave account in Gcash app.

Log-in to your account in CIMB app,click "Cash-in" and proceed to "Over-the-Counter Payment Center".

Click "ECPAY (Gcash/Payment Centers).Cash-in to Gsave and enter the amount Php1,990 pesos if your Gcredit limit is only Php2,000 pesos.

Click "Continue" and there will be a pop up message you can see that the instructions are sent to your registered email address or you can click "Payment instructions" to copy a reference number from the biller Dragonpay.

Log-in again in Gcash app and click "Bills" then search "Dragonpay" that accepts Gcredit and GInsure Bill Protect.

In Dragonpay biller,enter Php1,990 pesos,paste the reference number,provide your mobile number and email address.

While in Dragonpay Bills,choose Gcredit as a payment source.Click "next" and confirm.Your funds will be transferred to your Gsave account.

Why did you cash-in Php1,990 pesos?

It's because there will be a Php10 pesos service fee by using Dragonpay.

While in Gcash app,click "Gsave by CIMB" and you can see your funds there.Click on "Withdraw" and enter Php1,990 pesos then click "Confirm".

You will receive a code to your registered mobile number and after you submit the code then the funds will be credited to your Gcash balance.

Much better if you have Gcash Mastercard linked in the app so you can easily withdraw your money in the nearest ATM machine located inside 7-Eleven store.

But if you do not have the card then you can transfer your funds to other bank savings account you have or cash out in the nearest Palawan Pawnshop branches located in your area.

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