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Debit cards are one of the widely used modes of cashless transactions. It is used for withdrawing cash, online shopping, making payments, etc. The basic reason why it is preferred by the masses is that it doesn’t attract any trouble like debt and interest rates. It also helps in budgeting because you know how much you’re spending from your Bank account.

But, in order to enjoy the best rewards, benefits and privileges, choosing the Best debit cards is important.

SBI offers a wide Range of debit cards to cater to the needs and demands of their various customers. These are some of the popular debit cards offered by the State Bank of India:

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HDFC bank offers many debit cards to serve the growing needs of its customers. Here's a list of popular HDFC debit cards:

Axis Bank offers the following debit cards to its customers:

ICICI Bank offers numerous personal debit cards that will take care of your requirements and suit every need of yours.

Yes bank offers a wide variety of debit cards to suit the needs and requirements of its customers.

Some of the popular debits cards by Kotak bank are as follows:

The bank offers exciting shopping benefits on debit cards.

Note - Please refer to the official website of the respective bank to read the features, fees, and other information before applying.

Different debit cards come with different features, but to pick the right one, you need to shortlist certain features like-

Visa and Mastercard payment systems are the most widely used payment systems across the world. They can be used at the merchant’s establishment globally and come with a 4-digit PIN verification for making secure transactions. Rupay is a commonly known domestic payment system in India. Lower transaction fees, zero network registration charges and faster transactions make it an ideal option for carrying out transactions domestically.

Different banks charge a different transaction cost as a point of sale (POS), ATM withdrawal, foreign transactions, etc. While picking a card, ensure you check such charges. The typical transaction cost is Rs. 20 + GST for the financial transaction (withdrawing cash) for non-financials (checking balance enquiry, changing ATM Pin, getting mini statement etc), it can vary from Rs. 8 to Rs. 20 + GST.

Though this differs from bank to bank, it is absolutely necessary to check it. For example, a service charge of Rs. 0.25% will be charged for debit card transaction worth Rs. 1000 and 0.5% on transactions worth Rs. 2000. Also, check the issuance charges, maintenance charges and card replacement charges attached with debit cards.

Ensure that the debit card offers facilities like internet banking and mobile banking. You should also check if the bank offers international transaction along with the fees attached to it.

Many banks offer discounts, rewards and cashback for purchases made using a debit card. Banks offer various benefits on dining, movies, travel, online shopping, etc. Make sure you pick the right card that gives you the maximum benefit.

Choosing a bank that offers maximum security coverage on their debit cards is very important. For instance, a 24x7 customer service in case of theft or loss is mandatory. The bank should provide full support and security during customer service.

These days many banks offer EMI options on various products. The EMI facilities provided by e-commerce websites like Amazon, Flipkart, etc are applicable only for certain debit cards. In case you need such an option, ensure you check if the bank offers such a Facility.

Here are the requirements you need to qualify for a debit card-

Now that you have had a look at all the different Types of debit card offered by different various banks, choose wisely that will cater to your requirements and at the same time give you some benefit.

Debit cards can help you reduce the use of liquid cash and increase cashless transactions. It also simplifies transactions and eliminates the need to carry heavy cash while travelling or shopping. It also effectively reduces the chance of running into debt, unlike a credit card, as you make purchases based on the amount you've in your bank account.

All major banks allow cardholders to earn reward points for making transactions using the debit

To get a debit card, you need to first open a Savings Account with a bank. Sometimes banks offer debit cards when you open the account; otherwise, you will have to apply for the card separately. Once you get the card, you will have to activate it by visiting the home branch or the nearest ATM counter of your bank.

Every bank has a specific set of steps that you need to follow to activate your ATM card, and you will have to follow the steps provided by your bank. Individual banks allow debit card activation online or over the phone; if your bank provides similar facilities, you can activate your debit card in the manner convenient to you.

A: When you get a debit card, keep in mind that you do not share the PIN and debit card details with anyone. Moreover, banks insist that you keep changing the PIN to ensure your account's safety and security.

A: Usually, banks offer debit cards when you open a savings account. However, if you wish to issue a particular type of debit card, you will have to pay the issuance fee. Similarly, if you lose your debit card and want your bank to issue a new one, you will have to pay an issuance charge. Finally, banks usually charge an annual maintenance charge for the debit cards.

A: In urban centres like Bengaluru, Mumbai, Chennai, Kolkata, Delhi, and Hyderabad, the maximum number of non-chargeable ATM withdrawals from non-home banks that you can make has been capped at three. Beyond this, you will be charged at least Rs. 8 to 10 per transaction. However, this amount is for nationalized banks. For privatized banks, the transaction fees are higher and are fixed by the respective banks.

A: Yes, you can make online purchases with the debit card. However, you will have to activate the card before. You will also have to ensure that it has been issued with the prerequisite that you can make online purchases.

A: Yes, major banks offers rewards on transactions. You can redeem the points you earn to purchase vouchers and rewards offered by your bank.

A: Yes, debit cards have expiry dates. You will find the expiry date embossed on the card.

A clipping of PogChamp, an emoticon used on streaming site Twitch.tv[1] of streamer Ryan Gutierrez named after his 2011 video called "Pogs Championship" where he wins a game of Pogs. The game is named after the drink Passion Orange Guava, abbreviated POG.

An erroneous folk etymology states that pog stands for "play of the game," as the term is commonly used within the video game streaming community.

pog (comparative more pog, superlative most pog)

pog

pog (third-person singular simple present pogs, present participle pogging, simple past and past participle pogged)

pog (plural pogs)

Genericization of the trademark POG. From juice brand POG (Passion Fruit, Orange, Guava). From the POG brand handing out cardboard milk bottle cap liners as playing pieces for milk caps.

pog (plural pogs)

From juice brand POG.

pog

pog

There are certain rules one must follow to become an Aghori Taking the form of Shiva and Shakti, the men and women perform this act in

One reason for the high poverty rate is the lack of jobs The state unemployment rate has risen to 99 percent But it pales in comparison to Camden's jobless rate, which is about 19 percent Without jobs, residents say some people turn to crime to survive

In geometry, an apex is the vertex which is in some sense the "highest" of the figure to which it belongs. The term is typically used to refer to the vertex opposite from some "base". The word is derived from the Latin for 'summit, peak, tip, top, extreme end'.