Parkash Swami
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Dear Tameside Metropolitan Borough Council, Please could you reveal the following regarding the offices above. The original build costs.
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What a great question!
The easy answer to this is simply ‘no’. There are so many different options now for making your own will, or a DIY will, that there’s no reason to go to a lawyer.
However, here’s two good reasons why you might want to consider paying a lawyer to draw up a will. The first is if you’re getting other legal work done, and they offer you a free will. A good example is getting conveyancing work done when you buy or sell a house. If it’s free, you should take it!
The second is when your estate (or the stuff you own) is very complicated, or you’re involved in a number of Trusts, or own shares in a number of legal entities. If your affairs are very complicated you may consider a lawyer to ‘cross all the t’s for you’.
Other than that, just take control, and make a will yourself. The following DIY options are all valid ways to make your own will:
This is an important question to ask, and the answer will be a personal decision. In our opinion, if you have a family then you absolutely should make a will.
Have you decided how you want your property and possessions to be distributed if you were to die? Have you thought about who should take care of your children? If you own a home, have you thought about how the mortgage would get paid? If you have step-children, or your kids are grown and have kids of their own, have you thought about how your assets would be divided?
Your “Will” provides your written instructions about what to do with your estate when you die, how you want your dependents (partner and/or children) to be cared for; and what parts of your estate will go to which beneficiaries.
Why is it important to incur the effort and expense of a Will? Well, this is one of the most important documents that you’ll ever create and sign.
If you die ‘intestate’ (this a legal term that means you died without a Will in place), then the Administration Act specifies how your estate will be distributed after your death, which may not be as you truly wished, or even would have expected. Family and friends may then experience significant frustration, stress, delay and costs, especially in the event of a legal claim against your estate.
This isn’t something you would want your family to suffer, while they are grieving.
If you have possessions, property and dependents, then you should make a Will. You should also revise your Will on any significant life change — getting married, divorced, moving in with a partner, or having more children. At a bare minimum, it is wise to revise your will every 5 years.
Asking a close ‘friend’ to just write out a Will for you is probably not the best idea! Having a lawyer create a Will for you can be a very expensive experience (although for some families this is a necessary option, see more below).
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And somewhere between the nose-bleed-inducing legal option and the we-really-don’t-recommend-this ‘homer’ version lies the DIY Will. This option should get you a legally binding Will for under $50, and is definitely the option we recommend.
There’s several different options available for making your own Will, depending on how much you want to spend, and how complicated your finances are. Here’s 4 options for making your own Will:
1. Buy a ‘do-it-yourself-will’ online
2. Buy the do-it-yourself NZ Will Kit
3. Contact Public Trust for help
4. Contract a lawyer to draw up a Will
Each have their advantages and disadvantages, depending on your own unique situation. But for 90% of families, we recommend the DIY Will option. It will save you time and money. And you can literally get it done right now.
1. Buy a ‘do-it-yourself-will’ online
An online do-it-yourself Will is by far the most popular way of getting a straightforward will done quickly and cheaply. The Wills you buy online are simple to fill in and legally accurate. Best of all though online Wills cost about 10 times less than using a lawyer. This is definitely our recommended way of making a will. The best, and cheapest, option in New Zealand by far is DIY Wills.
2. Buy the do-it-yourself NZ Will Kit
The NZ Will Kit is available from all good online bookstores. Just fill in the blanks on the template forms, and no lawyer is required. The NZ Will Kit has been used by 1,000s of Kiwis.
3. Contact Public Trust for help
Public Trust can assist you in making a will online or in person, starting from just $69. You can also name them as executor or your will, or ask them to help your chosen executor carry out their tasks. Find out more at Public Trust online.
4. Contract a lawyer to draw up a Will
If you choose this option, you do need to understand that this will be, by far, the most expensive way to draw up a will. However, for some families (eg. those with managed Trusts, blended families, families with businesses, or large financial interests, and those with international assets, or other complicated financial affairs) the protection afforded by a lawyer will be well worth the expense. For this option, make sure you take with you:
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