Dina Stensgaard

AWS empowers healthcare and life sciences. Discover new ways to decrease costs, improve operational and clinical efficiency, and ultimately enhance patient.

The patients with diabetes are more prone to get urinary tract infection due to frequent urination and high blood sugar level. The high sugar level gives favorable growth environment to the pathogens. Early diagnosis and proper medication are necessary for management of urinary tract infection in diabetic patients.

Many standard policies also cover structures attached to your home like a garage, tool shed, or a gazebo. Generally, these structures are covered for about 10% of the amount of insurance you have on the structure you own. If you need more coverage, talk to your insurance agent about purchasing higher coverage.

Valuable items like jewelry, furs, crockery and silver are also covered, but there is usually a dollar limit if they are stolen. Generally, you are covered between $1,000 and $2,000 for all your jewelry and furs. To insure them for their full value, purchase a special personal property endorsement and insure the item for its appraised value. The coverage includes “accidental disappearance”, which means that it covers simply for losing that item.

And there is no deductible. Your furniture, clothing, sports equipment and other personal belongings are covered if they are stolen or destroyed by a fire, hurricane or other disaster stipulated in the policy. Most companies provide coverage of between 50% and 70% of the amount of insurance you have for the structure of your property.

So if you have a $100,000 premium on your structure insurance, you would have between $50,000 and $70,000 of coverage for your belongings. The best way to determine if you have enough protection is through an inventory. The liability portion of your policy pays for both defending you in court and any money you may owe as a result of a court judgment—up to your policy limit. You are covered not only at home, but anywhere in the world.

This part of your policy includes protection for your personal belongings when you are away from home (off-premises). This means that if you decide to have this type of coverage, your belongings are covered anywhere in the world. Some companies limit the amount to 10% of the total insurance you have for your possessions. In addition, you are covered for up to $500 for charges that you would have to pay for the fraudulent use of you and your credit cards. This portion protects you against claims for bodily harm or property damage that you or a family member cause to another person. This also pays for damage caused by your pet.

So if your son, daughter or dog accidentally ruins your neighbor's expensive rug, you're covered. However, if they destroy your carpet, you will not be covered. Trees, plants and shrubs on your property are also covered under standard homeowners insurance. It's usually covered by 5% homeowners insurance—up to about $500 per item. Your garden vegetation is covered in the event of theft, fire, lightning, explosions, vandalism, riots, and even a plane crash.

There is no coverage for wind (or hurricane) damage or plant disease.

As to travel from India ( I'm not an expert) but I think most flights are via Bangkok You can fly to Bangkok via Bangkok airs direct to island or fly to