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A.B. Paterson College

Address: 10 A B Paterson Dr, Arundel QLD 4214, Australia


Answer is posted for the following question.

Where can I find best coed high schools in Gold Coast, Australia?

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Myer Cairns

Address: Spence St &, McLeod St, Cairns City QLD 4870, Australia


Answer is posted for the following question.

What are the best clothes shopping in Cairns, Australia?

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Gold Coast Academy of Sport

Address: 1 Mick Veivers Way, Southport QLD 4215, Australia


Answer is posted for the following question.

Where is the best basketball school in Gold Coast, Australia?

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Oaks Melbourne on William Suites

Address: 350 William St, Melbourne VIC 3000, Australia


Answer is posted for the following question.

What is the best meriton in Melbourne, Australia?

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Part 2: Change VFR to CFR with Handbrake · Step 1: Import VFR video file or folder · Step 2: Choose Constant Frame Rate · Step 3: Opt for output


Answer is posted for the following question.

How to convert vfr to cfr?

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Kiara makes the absolutely ridiculous decision of shouting at Ward , which in turn leads to the camcorder breaking as the group scramble to hide


Answer is posted for the following question.

Why did kiara yell at ward?

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GFB UK is committed to a policy of protecting the rights and privacy of individuals, including members, staff and others, in accordance with the General Data Protection Regulation (GDPR) May 2018.

The new regulatory environment demands higher transparency and accountability in how membership organisations use personal data. It also accords new and stronger rights for individuals to understand and control that use.

The GDPR contains provisions that GFB UK will need to be aware of as data controller and processor, including provisions intended to enhance the protection of members’ Personal data. For example, the GDPR requires that:

We must ensure that our privacy notices are written in a clear, plain way that staff and customers will understand.

SuperPro Europe Ltd needs to process certain information about its staff, business customer, suppliers and others with whom it has a relationship for various purposes such as, but not limited to:

To comply with various legal obligations, including the obligations imposed on it by the General Data Protection Regulation (GDPR) GFB UK must ensure that all this information about individuals is collected and used fairly, stored safely and securely, and not disclosed to any third party unlawfully.

This policy applies to all Staff and customers of GFB UK. Any breach of this policy or of the Regulation itself will be considered an offence and the disciplinary procedures will be invoked.

As a matter of best practice, other agencies and individuals working with SuperPro Europe Ltd and who have access to personal information, will be expected to read and comply with this policy. It is expected that departments who are responsible for dealing with external bodies will take the responsibility for ensuring that such bodies sign an agreement to abide by this policy.

This policy will be updated as necessary to reflect best practice in data management, security and control and to ensure compliance with any changes or amendments to the GDPR and other relevant legislation.

This piece of legislation comes in to force on the 25th May 2018. The GDPR regulates the processing of personal data, and protects the rights and privacy of all living individuals (including children), for example by giving all individuals who are the subject of personal data a general right of access to the personal data which relates to them. Individuals can exercise the right to gain access to their information by means of a ‘Subject Access Request’.

Personal data is information relating to an individual and may be in hard or soft copy (paper/manual files; electronic records; photographs; CCTV images), and may include facts or opinions about a person.

For more detailed information on these Regulations see the Data Protection Data Sharing Code of Practice (DPCoP) from the Information Commissioner’s Office (ICO). Please follow this link to the ICO’s website (www.ico.gov.uk).

The legislation places a responsibility on every data controller and data processor to process any personal data in accordance with the eight principles. More detailed guidance on how to comply with these principles can be found in the DPCoP. Please follow this link to the ICO’s website (www.ico.gov.uk). To comply with its obligations, GFB UK undertakes to adhere to the eight principles:

GFB UK will make all reasonable efforts to ensure that individuals who are the focus of the personal data (data subjects) are informed of the identity of the data controller/ data processor, the purposes of the processing, any disclosures to third parties that are envisaged; given an indication of the period for which the data will be kept, and any other information which may be relevant.

GFB UK will ensure that the reason for which it collected the data originally is the only reason for which it processes those data, unless the individual is informed of any additional processing before it takes place.

SuperPro Europe Ltd will not seek to collect any personal data which is not strictly necessary for the purpose for which it was obtained. Forms for collecting data will always be drafted with this mind. If any irrelevant data are given by individuals, they will be destroyed immediately.

GFB UK will review and update all data on a regular basis. It is the responsibility of the individuals giving their personal data to ensure that this is accurate, and each Individual should notify GFB UK if, for example, a change in circumstances mean that the data needs to be updated. It is the responsibility of GFB UK to ensure that any notification regarding the change is noted and acted on.

SuperPro Europe Ltd undertakes not to retain personal data for longer than is necessary to ensure compliance with the legislation, and any other statutory requirements. This means GFB UK will undertake a regular review of the information held and implement a weeding process in accordance with our Data Retention Policy.

SuperPro Europe Ltd will dispose of any personal data in a way that protects the rights and privacy of the individual concerned (e.g. secure electronic deletion, shredding and disposal of hard copy files as confidential waste). A log will be kept of the records destroyed.

Individuals have various rights under the legislation including a right to:

SuperPro Europe Ltd will only process personal data in accordance with individuals’ rights.

All members of staff are responsible for ensuring that any personal data which they hold is kept securely and not disclosed to any unauthorised third parties. SuperPro Europe Ltd will ensure that all personal data is accessible only to those who have a valid reason for using it.

In addition, GFB UK will put in place appropriate measures for the deletion of personal data - manual records will be shredded or disposed of as ‘confidential waste’ and appropriate contract terms will be put in place with any third parties undertaking this work. Hard drives of redundant PCs will be wiped clean before disposal or if that is not possible, destroyed physically. A log will be kept of the records destroyed.

This policy also applies to staff and third parties who process personal data ‘off-site’, e.g. when working at home, and in circumstances additional care must be taken regarding the security of the data.

SuperPro Europe Ltd will not transfer data to such territories without the explicit consent of the individual.

This also applies to publishing information on the Internet - because transfer of data can include placing data on a website that can be accessed from outside the EEA - so GFB UK will always seek the consent of individuals before placing any personal data (including photographs) on its website.

Although it is not always necessary to gain consent from individual before processing their data, it is often the best way to ensure that data is collected and processed in an open and transparent manner.

Consent is especially important when GFB UK is processing any sensitive data, as defined by the legislation.

SuperPro Europe Ltd understands consent to mean that the individual has been fully informed of the intended processing and has signified their agreement (e.g. ticked the consent box) whilst being of a sound mind and without having any undue influence exerted upon them. Consent obtained on the basis of misleading information will not be a valid basis for processing. Consent cannot be inferred from the non-response to a communication.

SuperPro Europe Ltd will ensure that any forms used to gather data on an individual will contain a statement (fair collection statement) explaining the use of that data, how the data may be disclosed and also indicate whether or not the individual needs to consent to the processing.

Individuals have a right to access any personal data relating to them which are held by GFB UK. Any individual wishing to exercise this right should apply in writing to the DPO.

Any member of staff receiving a SAR should forward this to the DPO.

Under the terms of the legislation, any such requests must be complied with within 30 days.

Only disclosures which have been notified and agreed with the approved and authorised third parties must be made and therefore staff should exercise caution when asked to disclose personal data held on another individual or third party.

SuperPro Europe Ltd undertakes not to disclose personal data to unauthorised third parties, including unnamed employees of members.

Legitimate disclosures may occur in the following instances:


Answer is posted for the following question.

What is gfb in legal terms?

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IT CAN BE ASSUMED THAT 10% TO 15% OF THE CHEQUES GET RETURNED IN THE CLEARING SYSTEM.

The reasons for cheque returns are varied and the bank customers would be interested to know the possible cheque return reasons. With the cheque truncation system (CTS) spreading its wings all over the country, new cheque return reasons have been introduced, keeping in view the CTS specialties. If you are facing a cheque return problem in your business then it is recommended to read this post.

In short, these all reasons should know when we get any cheque bounced with a particular reason, therefore, all reason is given below:

Here is the list of cheque return reasons which can be seen when a cheque is present for clearing in any bank branch such as AXIS bank, ICICI bank, BOB, PNB, Kotak, CBI, etc.

01 Funds insufficient

02 Exceeds arrangement

03 Effects not cleared; present again

04 Refer to drawer

05 Kindly contact drawer/drawee bank and please present again

10 Drawer’s signature incomplete

11 Drawer’s signature illegible (अस्पष्ट)

12 Drawer’s signature differs

13 Drawer’s signature required

14 Drawer’s signature is not as per the mandate

15 Drawer‟s signature to operate account not received

16 Drawer‟s authority to operate the account not received

17 Alterations require drawer’s authentication (Under CTS the only alteration in date is permitted, in case of any alteration, the cheque will be returned)

20 Payment stopped by drawer

21 Payment stopped by attachment order

22 Payment stopped by court order

23 Withdrawal stopped owing to the death of account holder

24 Withdrawal stopped owing to the lunacy of the account holder

25 Withdrawal stopped owing to the insolvency of the account holder

30 Instrument post-dated

31 Instrument out-dated

32 Instrument updated / without proper date (Date column on the cheque is blank)

33 Instrument mutilated; requires a bank’s guarantee

34 Cheque irregularly drawn / amount in words and figures differ

35 Clearing House stamp/date required

36 Wrongly delivered / not drawn on us

37 Present in the proper zone

38 The instrument contains extraneous matter

39 Image not clear; present again with paper (Exclusive CTS return reason)

40 Present with the document (Exclusive CTS return reason)

41 An item listed twice (presenting bank has presented the same instrument twice, this happens when first the cheque is presented via MICR and the second time via CTS or vice-versa)

42 Paper not received (Exclusive CTS return reason)

50 Account closed

51 Account transferred to another branch

52 No such account (this happens, when the account number is printed, and the account number was written by hand illegible)

53 Title of account required

54 Title of account wrong/incomplete

55 Account blocked (situation covered in 21-25)

60 Crossed to two banks

61 Crossing stamp not canceled

62 Clearing stamp not canceled

63 Instrument specially crossed to another bank

64 Amount in protective crossing incorrect

65 Amount in protective crossing required / illegible

66 Payee‘s endorsement required

67 Payee‟s endorsement irregular / requires collecting bank’s confirmation

68 Endorsement by mark/thumb impression requires attestation by Magistrate with seal

70 Advice not received

71 Amount / Name differs in advice

72 Drawee bank’s fund with the sponsor bank insufficient

73 Payee’s separate discharge to the bank required

74 Not payable till 1st proximo

75 Pay order/cheque requires a countersignature

76 Required information not legible/correct

80 Bank’s certificate ambiguous/incomplete/required

81 Draft lost by issuing office; confirmation required from issuing office

82 Bank /Branch blocked

83 Digital Certificate validation failure

84 Other reasons-connectivity failures

85 Alterations on instrument-Other than “Date” filed (Alteration/correction on instruments are prohibited under Cheque Truncation System. Return reason code applicable to instruments presented in CTS)

86 Fake / Forged / Stolen- draft/cheque/cash order/interest warrant/dividend warrant

87 „Payee’s a/c Credited’ – Stamp required 88 Other reasons (Please specify)

88 Other reason (plz specify)

92 Bank excluded

These are the reasons, There customers are not at fault when it happens as per source Sbi faq


Answer is posted for the following question.

What is chq dep ret?


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