usrzgrp Attia

Each one is more unique than you’d expect given the similarities in their names. You’ll find different benefits and rewards on every card, making this comparison required reading.

The four Amex Platinum cards are rich in benefits, but not wide in scope. For frequent travelers, perks like lounge access, hotel and car rental status and travel credits could more than make up the cost of the annual fee. Not a traveler? The value equation isn’t an obvious slam dunk unless your profile lines up precisely with the card’s lifestyle benefits.

For cardholders who can take advantage of the included benefits, you’ll feel like a rockstar. Breeze through security and immigration lines by using the Global Entry and CLEAR® Plus fee credit reimbursements. Sip champagne at airport lounges that offer complimentary entry to members. Take advantage of hotel perks with access to Amex Fine Hotels and Resorts. Holders of the consumer Platinum cards can also enjoy up to $200 in annual credits toward select hotels and up to another $200 toward eligible airline incidental reimbursements (enrollment required).

These cards, as well as several others in the American Express portfolio, earn Membership Rewards on every purchase. Points can be redeemed toward cash back and gift cards or used to pay for travel but those aren’t your only redemption options. Travelers will appreciate that they can transfer rewards to partnering travel rewards programs for use toward frequent flyer tickets or hotel stays. Currently, there are close to two dozen travel loyalty programs available.

As you’d expect with all ultra-premium cards, these cards have no foreign transaction fees. Another similarity across all cards (and ultra-premium cards in general) is that you’ll need good-to-excellent credit for approval.

Unless otherwise specified, when most people say “platinum card” they’re referring to The Platinum Card® from American Express. Although the name is plain vanilla, the card is anything but. It’s packed with benefits and features that appeal to discerning travelers as highlighted above.

The Platinum Card comes with several lifestyle credits as well once cardmembers enroll. As of 2021, card members can receive up to $300 annually in statement credits toward select Equinox fitness memberships or on the Equinox+ digital fitness app, when you pay with your card. Consumer cardholders receive up to $20 back each month toward purchases and subscriptions with one or more of Audible, Peacock, SiriusXM, The New York Times and other participating providers.

Long-standing benefits include a semi-annual $50 credit for purchases at Saks Fifth Avenue (for a total of up to $100 per year). Cardholders also receive $15 in Uber Cash monthly ($35 in December) when adding their card to their Uber account for use on U.S. rides or UberEats orders.

Although the card earns Membership Rewards points on every purchase, it’s not exactly best in class. With this card you’ll earn 5 Membership Rewards Points per dollar for flights booked directly with airlines or with American Express Travel on up to $500,000 per calendar year, 5 points per dollar on prepaid hotels booked with American Express Travel and 1 point per dollar on other eligible purchases. This card shines for the benefits, not the opportunity to earn rewards.

If all this sounds too good to be true, take a look at the annual fee. Members will pay a $695 annual fee per year to access these privileges. Heavy users will find that justifiable. The statement credits and reimbursements alone add up to more than $1500 per year—but only if you use them. The value of elite status and membership perks will also vary considerably depending on if and how often you use them.

What if you could get the same benefits but redeem your points into your investment account? You can, with the American Express Platinum Card for Schwab. When you choose to deposit Membership Rewards into an eligible linked Schwab account, your points are worth 1 cent each.

There’s a catch though, and it’s a big one. In order to apply for this card, you have to be a Schwab customer with an eligible account, which includes Schwab One, General Brokerage and select IRAs. Cardholders with sizable balances will also receive annual statement credits: $100 if your qualifying Schwab holdings are at least $250,000 or $200 in statement credits for million dollar holdings.

This can be an excellent alternative for Schwab customers since you’ll get some extra redemption flexibility, and perhaps a statement credit, without trading any of the underlying perks. Even with the extra benefits, the card still has the same $695 annual fee as the regular Amex Platinum Card.

Yet another version of the card, the Platinum Card from American Express Exclusively for Morgan Stanley is similar to the Schwab version of the Platinum card in that you can invest your rewards into a qualifying account. The name makes it clear—it’s only available to Morgan Stanley customers with an eligible brokerage account. For those that qualify, it has a few extra perks compared to the standard card.

The main upside to this card is that you can get a second card for an authorized user for free (normally $175). If you’re in a two-adult household, for example, you can get the free extra card so that your partner also has premium airport lounge access and other travel benefits. Their expenses will also earn points at the same rate and feed into the same Membership Rewards account so you can build your balance faster.

If you have a Morgan Stanley Platinum CashPlus account, you’ll also receive a $695 Annual Engagement Bonus to help cover the annual fee on your card. Although this money management account won’t appeal to everyone, if you’re a customer anyway, it can be a strong advantage to choosing this version of the Platinum card compared to another.

Small business owners should also take a good look at the Business Platinum Card from American Express. Like all three personal cards, the Business Platinum comes with generous travel benefits including airline lounge access, statement credits toward CLEAR Plus memberships and up to $200 in statement credits toward airline incidental fees on an eligible airline you chose each year.

The Business Platinum card excludes several lifestyle benefits with enrollment, such as the annual Saks, Uber and digital entertainment credits. Instead, it offers up to $400 in statement credits for eligible Dell purchases ($200 semi-annually) with enrollment, up to $120 in statement credits per year for wireless telephone purchases made directly with a wireless provider in the U.S., with enrollment and up to $150 in statement credits for eligible Adobe software purchases with enrollment.

Pre-selecting your preferred airline is even more important on the Business Platinum card. Not only does it impact the incidental fee credit but it also impacts a unique feature of this card. If you Pay With Points to purchase all or part of an economy airfare from your designated airline through American Express Travel, you’ll receive 35% of your points back for future use. This rebate is extended to all airlines on business or first class fares, up to a maximum refund of 1,000,000 points annually.

Earning rewards points also get taken up a notch. Cardholders will earn 5 Membership Rewards® points per dollar on flights and prepaid hotels through American Express Travel, 1.5 points per dollar on eligible purchases at U.S. construction material & hardware suppliers, electronic goods retailers and software and cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year and 1 point per dollar on other eligible purchases. These extra perks come at a cost, though. The annual fee is steep at $695. Cards for authorized users are charged at $350 each.

New cardholders may qualify for a welcome bonus if they meet minimum spending requirements on their card, but only if they’ve never received a welcome bonus on that card before.

American Express considers each version of the Platinum card as a separate product. If you’ve previously received a welcome bonus on one card, you may still be eligible for a bonus on a second, different card. Bonuses vary by card so it’s worth checking multiple offers if you’re having trouble deciding which card is best for you.

When it comes to selecting the best fit from the different options, you’ll find the biggest differences between the personal and business versions of the card. They come with different statement credits that will impact your valuations, although whether you intend to use the card for personal or business use is likely to be a larger factor.

Within the personal card family, the two co-branded options offer additional flexibility and the potential to lower your out-of-pocket cost through extra statement credits. Unfortunately, many applicants won’t be eligible for the Charles Schwab or Morgan Stanley Platinum cards which can make your decision a whole lot easier.

The OPTIONS method is the best way to fix this problem. This article will tell you what to do and how to disabling it is done.

There are several ways to change the options.

The types and versions of the web server affect these.

The OPTIONS verb from the request filter rules in IIS can be disabling. Proceed as follows:

The first step is to open the manager.

Click on the device name to make it global. Change the website you are setting this up for.

Step 3: Click on the query.

The button on the website can be changed.

Go to the actions panel and select Deny.

Click OK if you want to save the changes you made.

Click on the properties when you click on the website in step 1.

Click on the settings tab if you want to switch to Home Directory.

A list of app extensions will appear. Click To Edit to find the extension that your web app uses.

When the window appears, go to the limited field and select the system that you want to use and the system that you don't need.

mod rewrite is the standard method to modify the Apache web server. The mod rewrite engine can be loaded in the typical Apache setup file. The rewrite machine can be loaded with an.htaccess file. The minimum number of elements is four.

The commands that indicate the module, the commands that start the rewrite engine, and the rewrite rule are included.

The first step is to check the installation file.

If you can find the mod_rewrite.so, you should look in your Apache installation files. If you can't find it, you should include the command line in your Apache configuration file.

The rewrite machine needs to be activated.

This code is used to rewrite the engine.

Step 3 is to disabling option.