Venus Suma

Your credit score (sometimes also called your credit rating) is based on your borrowing and repayment history – and includes how often you’ve shopped around for credit too.

Lenders will use this rating, alongside their own risk criteria, to decide whether to lend to you, how much and at what rate of interest.

Your credit score is calculated by credit reporting agencies such as Veda, Australia’s largest.

Although these agencies score in different ways (Veda scores between zero and 1,200), in general the higher the number, the more likely you are to have your request for credit accepted.

To calculate your score, credit reporting agencies look at:

They will also check if you have a court writ or default judgment against you and look out for any history of bankruptcy.

You can request your credit score report for free on sites like My Credit File and Check Your Credit.

They’ll ask you to confirm information including your:

You should receive your credit score report within 10 days.

Your credit score isn’t fixed – it reflects your credit situation only at the time a check takes place.

One slip-up can reduce your score. In order to avoid this, it’s important to always pay your bills and make loan repayments on time and not overextend yourself financially.

This article covers enabling wireless protection, adding a wireless network and adding an AP on a Sophos Firewall

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