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Using a bank may mean a steep fee, and there’s a high chance your transfer will be processed using the SWIFT network, which can mean extra charges, too. Alternatively, choose an alternative provider, such as PayPal, Western Union or Wise.

If you’re thinking of making an international transfer with Western Union, here’s all you need to know.

Western Union is one of the largest money transfer services in the world. You can send a payment online, in the Western Union app, or in a Western Union branch location.

You’ll also be able to select how you want your recipient to get their money, with options including direct bank deposits, and cash for collection or delivery.

The exact options you have with Western Union will depend on where you’re sending money to — but you can easily model your payment online or call into a local branch to check which services are available in your destination country.

If you’re wondering how to use Western Union, the first thing you’ll need to do is register a Western Union account.

You can do this online or in a store, and depending on the transfer type you’re making you might need to also complete a verification step. This usually involves showing or uploading an ID document.

If you’re sending a payment for cash collection you’ll normally only need to enter the recipient’s full name as shown on their government issued ID document, and confirm where they will collect the payment.

Yes. You can send a Western Union payment to yourself, which can be handy if you’re traveling somewhere without access to ATMs and don’t want to carry too much cash, for example.

This service is designed mainly for people who are traveling.

Online commentators have noted that if you’re sending a payment to yourself, and the send and receive cities are the same, the payment may not be processed smoothly.

Making an international transfer with Western Union is fairly straightforward. You can go to a local location to process the transaction if you need some help and want to deal with someone face to face².

The costs and fees vary, depending on both how you pay for the transfer and how you want it to be received.

Before we begin, it’s important to know that there are many scams which ask people to send money via Western Union. Make sure you’re confident that you’re sending money to the right person, and for a genuine reason.

For example, if a third party contacts you to say that a friend or family member has had an emergency and needs cash quickly, you should always verify the details directly with the person involved.

Similarly, Western Union isn’t intended for online shopping like a service such as PayPal, and so it doesn’t have the same levels of buyer or seller protection as a service specialized in this area.

This means it’s not usually a good choice for online shopping or buying products through a service like Craigslist.

Once you’re sure that the person you’re sending money to is genuine, you have to collect and verify some details to make sure the process goes smoothly.

We covered the answer to the question: what does Western Union need to send money, earlier — so scroll up for the lowdown on what’s required according to the payment type.

Now you need to decide how to process the transfer — in a branch, online, or on the phone².

If you’d rather deal with someone face to face, you can send money via a Western Union office, using cash or sometimes a debit card, depending on the location.²

If you want to process your transfer online you’ll need to first create a profile to do so.

Once you have a profile, either on the website or app, you just select Send Money and follow the steps set out.

You can pay with cash by later visiting a Western Union office, or online by using a credit or debit card, or a bank transfer².

Some transfers can be carried out on the phone using a credit or debit card.

However, this option won’t be available for all transfers, so check the availability in your particular circumstances².

Whichever route you choose, you must complete a form — either online, on the phone, or in hard copy — giving the details of both the payment and recipient.

You’ll be asked how you wish to pay for the transfer, and in most cases, you can choose between cash if you’re in a branch, while online you can use credit or debit card, or a bank transfer.

The charges and fees for these different payment methods vary widely. We’ll cover these in more detail below.

When you place the transfer, you’ll get a MTCN reference number. This is used by the recipient to collect the cash³.

You’ll need to give the MTCN number to the recipient if they’re planning on visiting a local Western Union outlet to collect their cash³.

The MTCN (Money Transfer Control Number) is a tracking number given when you place your transfer and can be used if you need to trace the payment³.

You can do this online, or by visiting a branch for help³.

Processing time can vary from a few minutes to several days, depending on the payment method and whether the recipient is collecting in person or not.

The estimated processing time is shown at the point you place your transfer, and you can then track the progress of your transfer using your reference number if you need to.

Once the transfer is processed your recipient can collect it in a Western Union office, or draw it directly from their bank account if you opted for a bank transfer instead.

If you’re receiving a Western Union payment to your bank account you won’t need to take any action at all.

The funds will simply be deposited into your account once the payment has been processed.

However, if you’ve agreed on a payment for cash collection, you’ll need to head to a Western Union agent near you with your government issued ID and the MTCN that the sender has given you.

Show your ID and confirm the MTCN to receive your payment in cash from the agent.

The costs to make a transfer will vary, depending on where you’re sending money, how the payment is funded, and how the recipient receives the money.

Let’s take a look at an example of the fees you might see, sending 600 USD to a friend in the UK:

When you’re calculating the costs of a transfer on the Western Union website, you’ll find the following disclaimer in the footnotes:

So how do you compare the exchange rates used by different money exchange and transfer services?

Firstly, find the mid-market rate for your currency online. That’s the rate used by banks and financial institutions on the open market — however, it’s not often passed on to customers.

Instead, services roll up their profit into the exchange rate they apply. This isn’t transparent and can mean that customers pay more than they need to.

Some services like Wise use the mid-market rate, and apply only a small transparent fee to each transaction. That makes it much easier for customers to understand and compare the true cost of the transfer — and can be much cheaper, too.

🚀 Get a Wise Account

The exchange rates used by both Western Union and traditional banks typically include a markup on the real exchange rate. However, the amount of this markup varies depending on the currency pairing involved.

That means that a good way to check which is the best value is to call into your bank to get their rates and then compare them online with the rate for your currency pairing offered on Western Union.

Don’t forget to compare both rates with the mid-market rate, too. And if you don’t think they offer a fair deal, try a different provider entirely, like Wise.

You can choose to make a payment in cash, by visiting a branch in person — or using a credit or debit card, or bank transfer.

The fees applied vary depending on the payment method, with credit or debit card payments usually costing more than a bank transfer, for example.

Making an international transfer with Western Union isn’t too complicated. Just a few simple steps and you’ll be on your way. However, before you start, it’s well worth checking out other methods of making the transfer to see if there’s a cheaper way to transfer your money.

You might find that using an alternative provider which offers the real exchange rate and specializes in international money transfers, such as Wise, might be a better option.

Set up your Wise account

Sources:

Sources checked on 06.15.2022


Answer is posted for the following question.

Does western union require phone number?

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Women who have never had diabetes may have elevated blood sugar levels. It is usually fleeting, appearing for the first time during a pregnant period and then disappearing after giving birth.

Gestational diabetes affects between 3% and 9% of pregnancies in Spain, and the global prevalence is between 7% and 14%.

It seems that the hormones of pregnancy can affect the action of insulin in the body, creating some resistance to it. In most cases, pregnant women compensate for this resistance by producing moreinsulin, reaching an adequate level to regulate blood sugar levels. Gestational diabetes can develop if they don't produce enoughinsulin.

There are some risk factors that increase the chance of developing this type of diabetes.

Gestational diabetes can pose risks to the mother and baby.

The risks for the mother.

The risks for the baby.

Gestational diabetes can have risks for the mother and fetus.

It is important to detect it as soon as possible, so that you don't end up with these problems.

Most pregnant women have the test done between weeks 24 and 28 of their pregnancies. The test can be done before the first trimester of the baby's life if there are some risk factors that increase the risk of presenting diabetes.

If the pregnant woman presents signs of diabetes during the second trimester, the test could be repeated.

In pregnancy, there are two phases of testing for sugar.

The test is done on the oral.

The results are interpreted as follows.

Gestational diabetes can be diagnosed if two of the values are equal to or higher than those mentioned above.

It is recommended to repeat the test after 3-4 weeks if only one value increases.

The pregnant woman must stay in the medical center at rest, without eating, drinking or smoking, during the performance of any of these tests.


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What is sugar test in pregnancy?

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We'll start our guide with some fundamentals on both TDD and BDD.

Learn the basics about the TDD approach, starting with what it is in the first place.

TDD stands for test-driven development. Despite this name, TDD isn't a software testing technique. Instead, it's a development methodology in which tests—more specifically, automated unit tests—are used to guide, or drive, the development of the production code.

How do you perform TDD? We'll see more on this later on, but the gist of it is that you develop software by working in short cycles in which you write a failing test and then the minimum amount of production code possible to make the test pass. Why would anyone develop software in such a weird way? The idea behind TDD is that following its cycle leads to cleaner code that's easier to read and change. As Kent Beck—the creator or "rediscoverer" of TDD—says in his book Test Driven Development: By Example:

At first, the idea of writing tests before creating the code they're supposed to test seems absurd and backward. What could possibly be the benefits of doing that? We've already mentioned that the main goal of TDD is achieving clear, high-quality code that works. Let's expand on that by mentioning more benefits of TDD:

When you do TDD, you follow a straightforward cycle sometimes called red-green-refactor. You start by writing a unit test to test some aspect of the workings of a given code artifact. The test fails because the artifact being tested doesn't exist yet. Unit test frameworks (the tools that run and verify the outcome of the tests) typically use the color red to signal a test failure. That's why the first phase in the TDD cycle is called red.

Here's an example of a unit test using C# and NUnit. Here, we're trying to drive the design of a type called Length:

You then write the minimum amount of code possible to make the test pass. Since the color typically used to signal the success of a test is green, that's the name of this phase. We can make the test pass by "cheating." That is, we hardcode the expected value as the return:

The next step is the refactor one. In this phase, you're allowed to change production code—but not add new code—to make the code better. You might remove some duplication, extract a new private method from an existing one to better organize code, and so on. The rule is that you can't break the test that's passing.

Having covered the fundamentals of TDD, we'll now do the same with the other technique.

BDD means behavior-driven development. Dan North introduced the concept in an article published in 2006 due to challenges he was facing when implementing and teaching TDD.

BDD is an extension or evolution of TDD. It's meant to foster collaboration between the different actors involved in the software process, creating a ubiquitous language to have conversations about the project. Unlike TDD, which is a more developer-centric process, BDD is a higher-level and more business-oriented approach. The whole BDD process starts from a feature that generates value to the end user.

Since BDD comes from TDD, they share many of the same benefits. But BDD has some benefits of its own:

From a philosophical standpoint, BDD is about a way or mindset to create software, in which you're always thinking of features from the user's point of view. In more pragmatic terms, though, BDD is facilitated by using tools in a similar way to TDD. So, how is BDD performed?

The BDD process starts with a feature that you need to create. This is an example of what a feature could look like:

After defining a feature, the next step is to add one or more scenarios to it. A scenario describes a specific set of conditions and expected results from that feature. In our example, let's say the app shouldn't include features whose due dates are in the past. That's an important scenario to test. Here's what it could look like:

BDD scenarios are written in plain English, using the Given-When-Then syntax. The next step is generating the skeleton for the automated tests using the BDD tool of choice. After that, the scenarios are executed, and they necessarily fail. Like in TDD, you haven't written the production code just yet.

After writing the minimum possible amount of code, the specifications will no longer fail.

Though people might think that TDD and BDD are competitors, they're anything but. You can and should use both approaches when appropriate.

BDD can state the requirements in plain English, fostering collaboration between the different actors involved in the development process. However, the tests generated in the BDD process tend to be slower than TDD tests because they might be written at the integration level—in which different units are integrated, and real dependencies, such as the database, are used. The feedback they provide is also typically less precise. TDD unit tests, on the other hand, are usually fast and provide exact feedback. They can ensure that units work as expected in isolation.

That's why you should use both TDD and BDD. Each approach caters to a different need. While BDD is a higher-level, user-centric approach focused on encouraging conversation and collaboration, TDD is a development technique. It's lower level and developer-centric, and there's nothing wrong with that.

Since organizations are better off adopting TDD and BDD, how is that done in an increasingly remote workplace? The fact is that many organizations struggle when adapting agile processes—such as pair programming—to a remote scenario. It doesn't have to be that hard, though.

To help your organization in this journey, we've created a step-by-step guide: "Distributed Agile Teams: A 3-Step Guide to Success."

This post was written by Carlos Schults. Carlos is a consultant and software engineer with experience in desktop, web, and mobile development. Though his primary language is C#, he has experience with a number of languages and platforms. His main interests include automated testing, version control, and code quality.


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Where is tdd used?

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Variables can be managed in many different ways. The Data Manager is recommended to benefit from the best experience.

A value is the data stored within a variable.

There are a number of options available when creating a variable.

Variables can be used in a well-defined context with the scope property.

The scope can be set to global, the current file, or any container activity within the file.

The Data Manager is where you can create global variables.

The expression editor can be used to create variables from expressions.

Variables created in these two ways will have the same type. If you create a variable in the Data Table field of a Write Range activity, the variable's type is set to DataTable. The type of the variable is set to String if you create it in the Text field of the Write Line activity.

The smallest container of which the variables are a part is the scope of these variables.

Depending on the property, the type will be generated.

Variables are scoped to the smallest container of which they are a part in this way. Depending on the property, the type will be generated.

The default type of variables is String.

You can remove variables from the Data Manager.


Answer is posted for the following question.

How to import namespace in uipath?


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