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By S Telles — J Yoga & Physio. Copyright © All Yoga and Physiotherapy: Therapies Which. Complement applying yoga for therapy and rehabilitation [2].

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If you have a Medicare drug plan that already includes coverage for this period, you may receive a discount after your plan's coverage has been applied to the price of the drug. The discount for brand name drugs will be applied to the remaining amount you owe. The amount paid by Mrs. Anderson ($15.50) plus the manufacturer discount payment of $42 ($60 x .70 = $42) count toward out-of-pocket costs. So $57.50 is considered out-of-pocket and will help Mrs. Anderson to get out of the donut hole. The remaining $4.50, which represents 5% of the drug cost ($3) and 75% of the dispensing charge ($1.50) paid by the drug plan, does not count toward Mrs. Anderson.

to help you get out of the coverage gap. What you pay and what the manufacturer pays (95% of the cost of the drug) count toward your out-of-pocket costs. This is a breakdown: What the drug plan pays toward the cost of drugs (5% of the cost) and the dispensing fee (75% of the fee) do not count toward your out-of-pocket costs.

Medicare will pay 75% of the price for generic drugs during the coverage gap. You will pay the remaining 25% of the price. Generic drug coverage works differently than discounts for brand-name drugs.

For generic drugs, only the amount you pay counts toward getting you out of the coverage gap. Although you will pay no more than 25% of the price of the brand-name drug, almost the entire price of the drug will count toward Once you reach the coverage gap, you will pay no more than 25% of the cost of brand-name prescription drugs covered by your plan. You will pay this discounted rate if you buy your prescriptions at a pharmacy or order them by mail. Some plans may offer you even lower costs in the donut hole. The discount will be deducted from the price your plan has established with the pharmacy for that specific medication.

The Mrs. Anderson hits the donut hole in her Medicare drug plan. You go to the pharmacy to pick up a covered brand-name drug. The price of the drug is $60 and there is a $2 delivery charge added to the price, bringing the total price to $62. The Mrs. Anderson pays 25% of the total cost ($62 x .25 = $15.50).

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