How to activate mwp act in insurance?

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• I received a Kwik Trip gift card as a present but the cashier said it needs activation before use. What's the exact procedure to activate it—can I do it online or must I visit the store and what details are required?
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• I just received a new debit card from Karnataka Bank. Do I need to visit a branch to activate it or can I complete the activation process online through internet banking or an ATM?
• After receiving my Karnataka Bank debit card I realized it needs activation before use. Without visiting a branch how can I activate my KBL debit card online and what details or verification steps are usually required?
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