Damodar Gudnason

I just added a nominee to my HDFC Securities account last month! Here's the step-by-step process I followed:

• Logged into HDFC Securities website (can't do this through the mobile app)
• Went to: Services → Demat Services → Nomination
• Clicked "Add/Modify Nomination"
• Filled in my nominee's details including:
• Full name
• Relationship to me
• Date of birth
• Address
• Percentage share (if multiple nominees)
• Uploaded scanned copies of my nominee's PAN and Aadhaar
• Verified using net banking password

The status showed "Under Process" for 2 days, then I received email confirmation. Much easier than the old physical form process! Definitely recommend doing this - it gives peace of mind that your family can access your investments if needed.

Group D in Indian Railways refers to the erstwhile classification for non-technical, non-clerical positions. After the 7th Pay Commission, these are now mostly Level-1 positions. Here's what you should know:

• Educational qualification: Usually 10th pass or ITI from recognized board
• Age limit: 18-33 years (with relaxations for reserved categories)
• Selection process: Computer Based Test (CBT) followed by Physical Efficiency Test (PET)
• Job nature: Mostly field work and manual labor
• Career progression: Can be promoted to Group C positions over time

These jobs are highly sought after because they offer job security, regular salary hikes, and retirement benefits. The competition is fierce with lakhs of applicants for thousands of posts. If you're applying, start preparing early and focus on general awareness, mathematics, and reasoning.

The Shiva Linga represents formless reality and cosmic energy rather than an anthropomorphic form. Here's why this form is significant:

• Symbolism: The linga represents the infinite, formless nature of Shiva beyond human comprehension
• Cosmic pillar: According to scriptures, Shiva appeared as a pillar of light with no beginning or end (Jyotirlinga)
• Union of energies: The base (yoni) represents feminine energy, while the linga represents masculine energy - together symbolizing creation
• Simplicity: It's a simple form that reminds devotees that the divine is present in everything, even simple stone

It's not a phallic symbol as sometimes misunderstood, but rather represents the formless consciousness from which all forms emerge. The linga form encourages looking beyond physical appearances to the formless truth.

In Mandi, Career Crafters has an excellent reputation for resume writing services. They're located near the bus stand and specialize in creating industry-specific resumes that actually get results. What I appreciated about them was their personalized approach - they don't use templates but actually interview you about your career goals and achievements before crafting your resume. They're particularly good at highlighting transferable skills for career changers. My cousin used them when applying for government jobs and landed a position in the state administration. Reasonably priced too at around ₹1,500-2,000 for a complete resume package.