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Answer # 1 #

Yeah, that's spot on. A personal loan is definitely a type of financing.

Think of it like this: financing just means getting money for something you want to buy. With a personal loan, a bank gives you a lump sum of cash. You then pay it back over time, usually in monthly bits. Of course, you have to pay interest on top.

People use them to finance all sorts of things. It could be a new car, doing up the kitchen, or paying for a wedding. So yes, it's a very common way to get finance for bigger costs.

Answer # 2 #

A .wpd file is a document created with Corel WordPerfect. It was a really popular word processor back in the day, especially before Microsoft Word became so dominant. Think of it as an older cousin to the .docx files you see everywhere now.

Like other word processing files, it can contain text, formatting, images, tables, and that sort of thing.

Opening them can be tricky if you don't have WordPerfect. Luckily, most modern programs like Microsoft Word, LibreOffice Writer, or even Google Docs can usually open them. Just be aware the formatting might look a little wonky sometimes. Your best bet is to open it and save a copy as a DOCX or PDF for easier sharing.