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The Banyan Tree in Hindi is called “बरगद का पेड़” (Bargad ka Ped). ### Details about the Banyan Tree in Hindi Context - Scientific Name: Ficus benghalensis. - Cultural Importance: The Banyan tree is deeply respected in Indian culture. In Hinduism, it is considered sacred and associated with Lord Vishnu and Lord Shiva. Many temples have a Bargad tree in their premises. - Symbolism: It represents longevity, strength, and stability. - Practical Use: Provides shade, shelter, and medicinal benefits from its roots and bark. ### In Literature and Society In Indian stories, proverbs, and poetry, the “Bargad ka Ped” is often described as a tree of wisdom and shelter. Its large canopy makes it a place for village meetings and community gatherings. So, when you hear “Banyan tree” in Hindi, the exact term is बरगद का पेड़ (Bargad ka Ped), which symbolizes strength and endurance.

When it comes to finding loan services in Shimla, Himachal Pradesh, the right choice depends on whether you need a personal loan, home loan, education loan, or business loan. Shimla, being a state capital, has branches of most major banks and NBFCs. ### Top Options in Shimla 1. Nationalized Banks: - State Bank of India (SBI): Known for reliable personal and home loans with reasonable interest rates. - Punjab National Bank (PNB): Offers a wide range of loans with branches spread across Himachal Pradesh. - Himachal Pradesh State Co-operative Bank (HPSCB): Popular for agriculture and small business loans. 2. Private Banks: - HDFC Bank & ICICI Bank: Flexible repayment options, quick approvals, and digital processing. - Axis Bank: Good for home and car loans. 3. NBFCs & Online Platforms: - Companies like Bajaj Finserv and Tata Capital provide personal loans with faster disbursal. - Online platforms like Paytm and Navi are also gaining popularity for instant small-ticket loans. ### Tips for Selecting Loan Services - Compare interest rates and processing fees. - Look for repayment flexibility. - Always check customer reviews of the Shimla branch. - Avoid unverified lenders to stay safe from fraud. For official guidance and interest rates, you can check SBI Loans. In summary: If you’re in Shimla, SBI and PNB are safe bets for traditional banking loans, while HDFC and Bajaj Finserv are good for quick processing and flexible repayment.