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For the Tata Curvv EV, expect insurance costs in the range of ₹80,000 to ₹1,20,000 annually for comprehensive coverage, depending on the variant and location. EVs typically have slightly higher insurance premiums due to:- Higher repair costs for specialized components- Battery replacement costs factored in- Limited repair network currentlyThe first year insurance is usually bundled with the purchase, but you can shop around for better rates in subsequent years. Many insurers now offer EV-specific policies with battery protection riders. I'd recommend getting quotes from multiple providers like ICICI Lombard, HDFC Ergo, and Bajaj Allianz when the time comes.