What are the documents required for home loan in sbi?

You need your ID, address proof, and payslips. Also, your bank statements. They'll ask for the property papers and some photos too.

Additionally, you need passport-sized photographs, a completed loan application form, and processing fee cheques. Without these, the loan process cannot begin.

For self-employed applicants, documents like ITR of last 3 years, business registration certificates, and balance sheets are necessary. These prove steady income sources.

Property documents are also essential: sale deed, allotment letter, agreement to sell, or builder-buyer agreement. SBI verifies these before sanctioning the loan.

For salaried individuals, the bank usually asks for the last 3 months’ salary slips, 6 months’ bank statements, and Form 16. This helps them assess repayment capacity.

The documents required for an SBI home loan include identity proof (Aadhaar, PAN, passport), address proof, and income proof like salary slips or IT returns.