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AFYP stands for The amount of the first year premium. What is Life Insurance? #Life-Insurance. TMLM and RHB have targeted an annual first year premium (hereinafter "AFYP") of RM266 million (USD82 million) in first contract year and AFYP of RM547. Definition: Annualized premium equivalent (APE) is a common measure of ascertaining the business sales in the life insurance industry. Get the full information of AFYP acronym / abbreviation / slang definitions at AcronymsandSlang.