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Agreed value is a type of coverage where you and your insurance company agree upon the value of your vehicle when you take out the policy. In the event of a covered loss, you'll be reimbursed the lessor of the repair cost to fix the vehicle or the agreed value, regardless of any depreciation.
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This is the amount you and your insurance company agree to insure your car for. It offers greater certainty over how much you get to spend on a replacement vehicle if your car is completely written off.
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What is agreed value insurance? Agreed value insurance policies have a maximum payout which is agreed upon by both the insured and the