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AOA means Any One Accident, which may include one or more, or a series of claims arising out of the same cause or error or omission relating to professional service. AOY means Any One Year.
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Meaning of AOA : AOY AOA means Any One Accident, which may include one or more, or a series of claims arising out of the same cause or error or omission relating to professional service. AOY means Any One Year.
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In the case of Public Liability Insurance Act 1991, the AOA limit should represent the paid up capital of the company subject to maximum of Rs.5 crores. The AOY
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Basically, AOA (Any One Accident): AOY (Any One Year) ratio determines the maximum liability that the insurance company will compensate for
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In insurance parlance, burglary and theft are different. that their insurance has an Any one Accident (AoA) : Any one Year (AoY) ratio.
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The policy covers all sums which the insured professional becomes legally liable to pay as damages The ratio of AOA limit to AOY limit can be chosen from the.
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ANY ONE YEAR (AOY) : The concept of AOA and AOY go hand in hand wherein the Insured can select a pre-determined indemnity limit in the ratio of 1:1, 1:2,