AOG refers to Act of God perils and includes Storm, tempest, Flood and inundation, subsidence, rockslide, Landslide, Earthquake, tsunami and other natural calamities which are beyond the control of humans. “Acts of God”, also known as “AOG”, “Acts of Nature” or “AOG coverage”, is a term used by car insurance companies to refer to unpredictable,. 'Acts of God' (AOG) or 'Acts of Nature' is an insurance coverage against perils and other convulsions of nature that may or may not be included. WHEREAS the insured named in the Schedule hereto has made to SBI GENERAL INSURANCE. The amount of sum insured for the individual machine; Type of plant and machinery; Reason for the claim, i. Most "acts of God" and natural disasters are covered by comprehensive coverage.