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The All Other Peril, or AOP, deductible is usually a flat dollar amount. The AOP deductible applies to covered damages to your property such as lightning, fire, hail, vandalism, and theft to name a few. Each of these claims will be subject to the full amount of the deductible that's been set.
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Policies will list a standard homeowners insurance deductible, often termed the All Other Perils (AOP) deductible. The most common AOP
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Insurance FAQ: What does AOP mean on my homeowner's policy? AOP means "all other perils" or simply, "cause of loss." This refers to protection against...
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Deductibles: All Florida homeowners policies have two deductibles, the All Other Perils (AOP) deductible and the Hurricane deductible. AOP Deductible. This
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AOP Insurance, short for “All Other Perils” Insurance, refers to Standard Home Insurance, which Covers 16 Perils. Excluded Perils Require