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Two-wheeler insurance is a type of insurance that is mandatory in India. Two-wheeler insurance is a type of insurance that is mandatory in India. Bike Insurance is type of financial protection for your two wheeler which covers the expenses for damages to your vehicle or third party due to ana ccident or natural calamities. Motorcycle insurance plans provide financial coverage against damages incurred by the insured vehicle as well as theft of the vehicle. 4 days ago · A Comprehensive bike insurance policy combines both a third-party liability insurance and own-damage cover to give you complete coverage.