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Combined single limit (CSL), CSL is a single number that describes the predetermined limit for the combined total of the Bodily Injury Liability coverage and Property Damage Liability coverage per occurrence or accident. This type of auto insurance coverage is a combination of all the liability limits ( Bodily injury AND Property Damage). Liability car insurance provides financial protection for drivers who harm someone else or their property while operating a vehicle. Combined Single Limit Liability insurance is a set number that the insurance company will pay, which includes Liability and Property Damage coverage. Understanding Combined Single Limit (CSL) and Split Limit Liability Insurance.