While business owners in many other countries may use terms like “gross salary” and “net salary” when referring to an employee's salary, “cost to company” or CTC is the most common term used in India. CTC means Cost To Company in India. Cost to company (CTC) is a term for the total salary package of an employee, used in countries such as India and South Africa. FAQs News: Do the terms - take-home salary, net salary, gross salary or cost to company (CTC) - confuse you? If Yes, then this article might be. In India, CTC is widely used in the private sector to show total remuneration of a person.