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Among those, the two most common are Employee Provident Fund (EPF) and Employee Pension Scheme (EPS). EPF (Employees' Provident Fund Scheme 1952) and EPS (Employees' Pension Scheme 1995) are the two different retirement saving schemes under Employees' Provident Funds and Miscellaneous Provisions Act, 1952, meant for salaried employees. Two popular schemes are the Employees' Provident Fund (EPF) scheme and the Employees' Pension Scheme (EPS). EPF Pension which is technically known as Employees' Pension Scheme (EPS), is a social security scheme provided by the Employees'. According to the Employees Provident Fund (EPF) Act, to claim his/her final provident fund (PF) settlement, one has to retire from service after. Who Can Invest in EPS? EPS is a pension scheme introduced by the government of India for the financial security of the salaried individuals during their retirement.