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A currency, in the most specific sense is money in any form when in use or circulation as a medium of exchange, especially circulating banknotes and coins. Definition of foreign currency (FCY) foreign currency (FCY) 1. On the other hand, individual foreign currency (FCY) accountholders have another problem. FCY Meaning in Banking - What does FCY mean? The meaning of FCY is Foreign Jurrency and other meanings are located at the bottom which take place. Looking for the definition of FCY? Find out what is the full meaning of FCY on Abbreviations.