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A flexible spending account (FSA) is a type of savings account, usually for health care expenses, that sets aside funds for later use. If you have a health plan through a job, you can use a Flexible Spending Account (FSA) to pay for copayments, deductibles, some drugs, and some other health. An arrangement through your employer that lets you pay for many out-of-pocket medical expenses with tax-free dollars. A health flexible spending account (FSA) is part of your benefits package. Kinds of FSAs · Health care FSA Also called a medical FSA, you use it to pay for qualified medical, pharmacy, dental and vision expenses as defined in Publication. Who is this for? Michigan Health Insurance – Customer Service – Health Spending Accounts.