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GROUP PERSONAL ACCIDENT (GPA) For any enlightened Corporate entity, as an effective HR initiative, Group Personal Accident( GPA) Insurance plays as important role as that of GMC. Group Mediclaim Coverage (GMC) and Group Personal Accident (GPA) these policies which are offered by Employer or Organisation. Family Floater coverage refers to the sum insured available for any one or all of the persons covered as a Family in the plan. Future Generali India Insurance Company Ltd.