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Liability Cover: A comprehensive two wheeler insurance policy is the best type of plan available for bikers. 5 days ago · A Comprehensive bike insurance policy combines both a third-party liability insurance and own-damage cover to give you complete coverage. It also offers accidental cover to the rider in case of an accident. An insurance cover can help you take care of the financial liability as the insurer compensates for the damages to the vehicle and treatment cost of the injured. In addition, this type of two-wheeler insurance also covers you in the case of third -party liability. ComprehensiveComprehensive two-wheeler insurance is a combination of Third -party liability insurance and own-damage cover.