Sub-Standard (SUB): Payments being made after 90 days. What is the CIBIL Score? The CIBIL Score is a 3 digit numeric summary of your credit history. The applicant gets a detailed credit report along with the CIBIL score. LOSS (LSS): It determines an account where loss is identified but not recovered. What Is CIBIL DPD? Listed under the 'Accounts' module, DPD in aCIBIL Report stands for 'Days past due'. Important terminologies used in your cibil report.