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In car insurance, Own Damage (OD) Premium provides you Own Damage (OD) Cover. Own Damage (OD) simply means cover against damages to your own car. Reliance General explains OD premium and its benefits in this video.
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Own Damage is an insurance cover that protects you against the loss and damage that occurred to your own vehicle like fire, theft, etc. OD policy compensates for damages like natural calamities, man-made calamities, due to accidents, theft or malicious acts.
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OD in insurance refers to 'Own Damage', which implies that it covers for damages and losses of your own vehicle. OD in insurance refers to 'Own Damage', which implies that it covers for damages and losses of your own vehicle. Rating: