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Own Damage (OD) helps you stay covered against damage caused to your vehicle due to accidents like fire, theft, etc. In case of an accident, an own damage cover compensates you for expense to repair or replace parts of your two wheeler damaged in the accident.
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The IDV refers to the correct market value of your two-wheeler. Thus, your OD premium is based on the right valuation of your bike. In case your
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The own damage cover allows you to compensate for the repair and replacement expenses. OD policy compensates for damages like natural
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An Own Damage Bike Insurance is a standalone bike insurance policy that solely covers for the bike's own damages and losses. Put together both a third-party bike insurance and an own damage cover and you have a comprehensive bike insurance. One that covers for both damages to a third-party and your own bike too. Rating:
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Own damage insurance cover is useful in covering the insured vehicle in case of accidental damage. As you know, the mandatory third party bike insurance only covers the liabilities of a third party arising out of accidental death, damage or injury.
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Own Damage Insurance for Bike - A OD bike insurance is a type of bike insurance plan which provides an insurance cover only for your bike's own damages. Coverage: Third party liabilities only Premium Amount: Low Premium Depreciation Rate: Not affected by the depreci... Rating: 5 · 5 reviews
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How is Own Damage Premium Calculated? The premium for OD cover is calculated as a percentage of IDV as decided by the Indian Motor Tariff. The formula to