What is old for a car?
The starting classic car age range can generally be anywhere from a minimum of 10 to 25 years old, but there's no agreed-upon minimum age that categorizes a car as a classic. Insurance companies, car collecting clubs, and state BMVs and DMVs all have their own methods for defining a classic car.
Classic vehicles might range in age from 10 to 50+ years old, and the term "classic car" may include vintage, antique, and collector vehicles. Ultimately, it depends on the classic car definition used by your state, insurer, or car collecting club — each may have its own age rules.
Your car's classification for insurance will ultimately depend on the rules of your insurer and sometimes your state, which may factor in age, weight, usage, manufacturing, and historical interest. Progressive Classic Car Insurance by Hagerty can insure a car of any age but has requirements around the vehicle's usage, storage, and more. The common thread among classic car owners is that their older vehicles are worth preserving and may even be collectibles. Learn more about classic car requirements for insurance.
Here are some examples of popular classic car makes, models, and years:
Learn more about the most popular classic cars.
Each state has its own definition for what's considered a classic vehicle. If your car qualifies, the license plates they issue may use different labeling — like antique, classic, historic, and vintage — depending on your car. Note that age is only one factor states consider for your car's registration type. They may also consider its weight and manufacturing.
Some states may also apply limitations on classic car use that are stricter than your insurer's. For example, while classic car insurance policies might permit occasional recreational use, some states may restrict your car's use to specific purposes like driving directly to classic car events or participating in parades. Contact your state's BMV or DMV to find out their requirements for your vehicle. Find out the steps for registering a classic car.
While it will depend on the insurer, state, or club, there are some loose definitions for vintage, antique, and classic cars:
If you need to determine what your classic car is considered for your state, insurer, or club, consult with them to find out the qualifications they use.
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