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Introduced in January 2018, New York's state's Paid Family Leave (PFL). The following insurers have approved PFL policy riders for issuance in New York to be attached to their existing Disability Benefits Law (DBL) policies. Employers must work with the NY State Insurance Fund, a private insurance carrier or self-fund their own DBL and PFL program – with state approval. More than 18 million California workers are covered by the PFL program, paid for by California workers that pay State Disability Insurance (SDI) taxes in the past. DBL coverage is taken for YOUR injury or illness while Paid Family Leave is taken to care for someone ELSE.