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PVAF (present value annuity factor) using CALCULATOR by ANKIT GOYAL. Calculate Present Value Annuity Factor (PVAF). What Is the Present Value of an Annuity? The present value of an annuity is the current value of future payments from an annuity, given a. What Is the Present Value Interest Factor of an Annuity? The present value interest factor of an annuity is a factor that can be used to calculate. The present value annuity factor is used to calculate the present value of future one dollar cash flows. Application of PVAF, CVAF, PVF and CVF tables in FM) ~ Time Value of Money [ For B.