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A Social Security Number (SSN) is a unique, 9-digit number used for taxpayer identification, income reporting, and record-keeping purposes. Link Account to Aadhaar Number. Disclaimer/Advisory regarding false customer care Numbers · GST ID/HSN CODE/GST RATES · Banking Facilities to Senior Citizens/Differently Abled. A Social Security Number (SSN) is a numerical identifier assigned to U. How to register cent mobile in central bank of india. Contact home branch for the following facilities: Availing Internet Banking facility.

You can often find your Social Security number listed on tax documents or financial statements. You can also request a new Social Security card if yours is lost or stolen. Your Social Security number is needed in many instances, including when you are obtaining employment, filing taxes and receiving medical care. It is also an essential component of the personal identification information used when accessing and compiling your credit history information.

For security reasons, there may be instances where you are asked to supply your Social Security card when contacting Experian or when applying for services or employment. If you are unsure of your Social Security number and don't have your card, you may be able to verify the number by looking at certain documents, such as your:

If you don't have a Social Security card, you can request a new one by contacting the Social Security Administration (SSA).

You can request a replacement Social Security card online with the SSA by creating or logging in to your account. To be eligible for a new card, you must:

Online replacement is not available in Alaska, New Hampshire, Oklahoma or West Virginia at this time.

You can also call your local SSA office or 800-772-1213 for information on how to replace your card. If you go to your local office, the SSA may be able to issue you temporary documentation verifying your Social Security number, which you can keep on hand while you wait for your new card to come in the mail.

Once you have requested a replacement card, you may be able to submit a copy of the temporary document to Experian while you wait for the card to arrive.

If your Social Security card has been lost or stolen, or if you believe your Social Security number has been compromised, there are some steps you can take to help prevent someone from using your information to open accounts in your name:

In the United States, a Social Security number (SSN) is a nine-digit number issued to U.S. citizens, permanent residents, and temporary (working) residents under section 205(c)(2) of the Social Security Act, codified as 42 U.S.C. § 405(c)(2). The number is issued to an individual by the Social Security Administration, an independent agency of the United States government. Although the original purpose for the number was for the Social Security Administration to track individuals, the Social Security number has become a de facto national identification number for taxation and other purposes.

A Social Security number may be obtained by applying on Form SS-5, Application for a Social Security Number Card.

Social Security numbers were first issued by the Social Security Administration in November 1936 as part of the New Deal Social Security program. Within three months, 25 million numbers were issued.

On November 24, 1936, 1,074 of the nation's 45,000 post offices were designated "typing centers" to type up Social Security cards that were then sent to Washington, D.C. On December 1, 1936, as part of the publicity campaign for the new program, Joseph L. Fay of the Social Security Administration selected a record from the top of the first stack of 1,000 records and announced that the first Social Security number in history was assigned to John David Sweeney, Jr., of New Rochelle, New York. However, since the Social Security numbers were not assigned in chronological order, Sweeney did not receive the lowest Social Security number, 001-01-0001. That distinction belongs to Grace D. Owen of Concord, New Hampshire. A re-evaluation of Social Security department policy against reuse in July 1976 allowed the request of 19 year old Brigham Young student Randy Jenkins from Glendale, Arizona to be granted the lowest SS number after the original woman given it had died a few years earlier. He later applied for a standard number due to often being questioned about the low number.

Before 1986, people often did not obtain a Social Security number until the age of about 14, since the numbers were used for income tracking purposes, and those under that age seldom had substantial income. The Tax Reform Act of 1986 required parents to list Social Security numbers for each dependent over the age of 5 for whom the parent wanted to claim a tax deduction. Before this act, parents claiming tax deductions were simply trusted not to lie about the number of children they supported. During the first year of the Tax Reform Act, this anti-fraud change resulted in seven million fewer minor dependents being claimed. The disappearance of these dependents is believed to have involved either children who never existed or tax deductions improperly claimed by non-custodial parents. In 1988, the threshold was lowered to two years old, and in 1990, the threshold was lowered yet again to one year old. Today, an SSN is required regardless of the child's age to receive an exemption. Since then, parents have often applied for Social Security numbers for their children soon after birth; today, it can be done on the application for a birth certificate.

The original purpose of this number was to track individuals' accounts within the Social Security program. It has since come to be used as an identifier for individuals within the United States, although rare errors occur where duplicates do exist. A few duplications did occur when prenumbered cards were sent out to regional SSA offices and (originally) post offices.

Employee, patient, student, and credit records are sometimes indexed by Social Security number.

The U.S. Armed Forces have used the Social Security number as an identification number for Army and Air Force personnel since July 1, 1969, the Navy and Marine Corps for their personnel since January 1, 1972, and the Coast Guard for their personnel since October 1, 1974. Previously, the United States military used a much more complicated system of service numbers that varied by service.

Beginning in June 2011, the DOD began removing the Social Security number from military identification cards, replacing them with a unique DOD identification number, formally known as the EDIPI.

Social Security was originally a universal tax, but when Medicare was passed in 1965, objecting religious groups in existence prior to 1951 were allowed to opt out of the system. Because of this, not every American is part of the Social Security program, and not everyone has a number. However, a Social Security number is required for parents to claim their children as dependents for federal income tax purposes, and the Internal Revenue Service requires all corporations to obtain SSNs (or alternative identifying numbers) from their employees, as described below. The Old Order Amish have fought to prevent universal Social Security by overturning rules such as a requirement to provide a Social Security number for a hunting license.

Social Security cards printed from January 1946 until January 1972 expressly stated that people should not use the number and card for identification. Since nearly everyone in the United States now has an SSN, it became convenient to use it anyway and the message was removed.

Since then, Social Security numbers have become de facto national identification numbers. Although some people do not have an SSN assigned to them, it is becoming increasingly difficult to engage in legitimate financial activities such as applying for a loan or a bank account without one. While the government cannot require an individual to disclose their SSN without a legal basis, companies may refuse to provide service to an individual who does not provide an SSN. The card on which an SSN is issued is still not suitable for primary identification as it has no photograph, no physical description, and no birth date. All it does is confirm that a particular number has been issued to a particular name. Instead, a driver's license or state ID card is used as an identification for adults.

Internal Revenue Code section 6109(d) provides: "The social security account number issued to an individual for purposes of section 205(c)(2)(A) of the Social Security Act shall, except as shall otherwise be specified under regulations of the Secretary , be used as the identifying number for such individual for purposes of this title ."

The Internal Revenue Code also provides, when required by regulations prescribed by the secretary of the treasury or their delegate:

According to U.S. Treasury regulations, any person who, after October 31, 1962, works as an employee for wages subject to Social Security taxes, Medicare taxes, or U.S. federal income tax withholdings is required to apply for "an account number" using Form SS-5.

A taxpayer who is not eligible to have a Social Security number must obtain an alternative Taxpayer Identification Number.

Four different classifications of Social Security cards are issued. Such cards are issued by geographic location (SSN Area Number) to:

There are two restricted types of Social Security cards:

The cards commonly display the cardholder's name and number.

In 2004 Congress passed The Intelligence Reform and Terrorism Prevention Act; parts of which mandated that the Social Security Administration redesign the SSN card to prevent forgery. From April 2006 through August 2007, the SSA and Government Printing Office (GPO) employees were assigned to redesign the Social Security number card to the specifications of the Interagency Task Force created by the commissioner of Social Security in consultation with the secretary of Homeland Security.

The new SSN card design utilizes both covert and overt security features created by the SSA and GPO design teams.

Many citizens and privacy advocates are concerned about the disclosure and processing of Social Security numbers. Furthermore, researchers at Carnegie Mellon University have demonstrated an algorithm that uses publicly available personal information to reconstruct a given SSN.

The SSN is frequently used by those involved in identity theft. This is because it is interconnected with many other forms of identification and people asking for it treat it as an authenticator. Financial institutions generally require an SSN to set up bank accounts, credit cards, and loans—partly because they assume that no one except the person it was issued to knows it.

Exacerbating the problem of using the Social Security number as an identifier is the fact that the Social Security card contains no biometric identifiers of any sort, making it essentially impossible to tell whether a person using a certain SSN truly belongs to someone without relying on other documentation (which may itself have been falsely procured through use of the fraudulent SSN). Congress has proposed federal laws that restrict the use of SSNs for identification and bans their use for a number of commercial purposes—e.g., rental applications.

The Internal Revenue Service (IRS) offers alternatives to SSNs in some places where providing untrusted parties with identification numbers is essential. Tax return preparers must obtain and use a Preparer Tax Identification Number (PTIN) to include on their client's tax returns (as part of signature requirements). Day care services have tax benefits, and even a sole proprietor should give parents an EIN (employer identification number) to use on their tax return.

The Social Security Administration has suggested that, if asked to provide their Social Security number, a citizen should ask which law requires its use. In accordance with §7213 of the 9/11 Commission Implementation Act of 2004 and 20 CFR 422.103, the number of replacement Social Security cards per person is generally limited to three per calendar year and ten in a lifetime.

Identity confusion has also occurred because of the use of local Social Security numbers by the Federated States of Micronesia, the Republic of the Marshall Islands, and the Republic of Palau, whose numbers overlap with those of residents of New Hampshire and Maine.

Similarly, Social Security numbers are often valued information for hackers to gain in attacks such as social engineering attacks, where attackers try and manipulate people into disclosing private information. For example, in the social engineering attack involving Hewlett-Packard, executives hired private investigators to manipulate phone companies into disclosing calling information and social security numbers of employees they suspected were leaking information to the press.

A person can request a new Social Security number, but only under certain conditions:

For all of these conditions, credible third-party evidence such as a restraining order or police report is required.

The Social Security number is a nine-digit number in the format "AAA-GG-SSSS". The number has three parts: the first three digits, called the area number because they were formerly assigned by geographical region; the middle two digits, the group number; and the last four digits, the serial number.

On June 25, 2011, the Social Security Administration changed the SSN assignment process to "SSN randomization", which did the following:

Because Individual Taxpayer Identification Numbers (ITINs) are issued by the IRS, they are not affected by this SSA change.

Before randomization, the first three digits, the area numbers, were assigned by geographical region. Before 1973, cards were issued in local Social Security offices around the country, and the area number represented the office that issued the card. This did not have to be in the area where the applicant lived, because one could apply for a card in any Social Security office. Beginning in 1973, when the SSA began assigning SSNs and issuing cards centrally from Baltimore, the area number was assigned according to the ZIP Code of the mailing address on the application for the original Social Security card. The applicant's mailing address did not have to be the same as their place of residence, so the area number did not necessarily represent the applicant's state of residence, regardless of whether the card was issued before or after 1973.

Generally, numbers were assigned beginning in the northeast and moving south and west, so that people applying from addresses on the east coast had the lowest numbers and those on the west coast had the highest numbers. As the areas assigned to a locality were exhausted, new areas from the pool were assigned, so some states had noncontiguous groups of numbers.

The middle two digits, group number, range from 01 to 99. Even before SSN randomization, the group numbers were not assigned consecutively in an area. Instead, for administrative reasons, group numbers were issued in the following order:

Group number 98, for example, would be issued before 11.

The last four digits, serial numbers, were assigned in a straight numerical sequence of digits from 0001 to 9999 within the group.

Before June 25, 2011, a valid SSN could not have an area number in the range 734–749, or above 772, the highest area number the Social Security Administration had allocated. Since June 25, 2011, the SSA has assigned SSNs randomly and allowed the assignment of area numbers 734–749 and 773–899. These are not Taxpayer Identification Numbers (TINs), which include additional area numbers.

Some special numbers are never allocated:

Until 2011, the SSA published the last group number used for each area number. Because group numbers were allocated in a regular pattern, it was possible to identify an unissued SSN that contained an invalid group number. Now numbers are assigned randomly, and fraudulent SSNs are not easily detectable with publicly available information. Many online services, however, provide SSN validation.

Unlike many similar numbers, Social Security numbers have no check digit.

The Social Security Administration does not reuse Social Security numbers. It has issued over 450 million since the start of the program, about 5.5 million per year. It says it has enough to last several generations without reuse and without changing the number of digits. There have been accidental assignments of the same number to more than one person.

Some SSNs used in advertising have rendered those numbers invalid. One famous instance of this occurred in 1938 when the E. H. Ferree Company in Lockport, New York, decided to promote its product by showing how a Social Security card would fit into its wallets. A sample card, used for display purposes, was placed in each wallet, which was sold by Woolworth and other department stores across the country; the wallet manufacturer's vice president and treasurer Douglas Patterson used the actual SSN of his secretary, Hilda Schrader Whitcher.

Even though the card was printed in red (the real card is printed in blue) and had "specimen" printed across the front, many people used Whitcher's SSN as their own. The Social Security Administration's account of the incident also claims that the fake card was half the size of a real card, despite a miniature card being useless for its purpose and despite Whitcher's holding two cards of apparently identical size in the accompanying photograph. Over time, the number that appeared (078-05-1120) has been claimed by a total of over 40,000 people as their own. The SSA initiated an advertising campaign stating that it was incorrect to use the number (Hilda Whitcher was issued a new SSN). However, the number was found to be in use by 12 individuals as late as 1977.

More recently, Todd Davis distributed his SSN in advertisements for his company's LifeLock identity theft protection service, which allowed his identity to be stolen over a dozen times.

List showing the geographical location of the first three digits of the Social Security numbers assigned in the United States and its territories from 1973 until June 25, 2011. Repeated numbers indicate that they have been transferred to another location or they're shared by more than one location.

On June 25, 2011, the SSA changed the SSN assignment process to "SSN randomization". SSN randomization affects the SSN assignment process. Among its changes, it eliminates the geographical significance of the first three digits of the SSN, previously referred to as the Area Number, by no longer allocating the Area Numbers for assignment to individuals in specific states.

If you’ve ever applied for a credit card or completed a job application, you’ve probably been asked for your Social Security number. This unique nine-digit number issued by the Social Security Administration is one of your most important pieces of identifying information. There are various ways your Social Security number is used and several important reasons why you need to have one. If you’ve ever wondered what the purpose of these numbers is,  how they’re assigned or how to make the most of your Social Security number, here’s a closer look at how they work.

A Social Security number is a unique nine-digit code that’s used to identify you and track your earnings over the course of your lifetime. These numbers were first introduced in 1936 as a means of tracking earnings histories for U.S. workers. According to the Social Security Administration, more than 450 million Social Security numbers have been issued and there are more than 420 million numbers that are available for assignment.

Social Security numbers can be issued at birth by the Social Security Administration. They also are available to legal residents.They’re printed on a paper card and mailed to you. Social Security numbers have three components:

Your area number is assigned by your geographic region. This is based on the zip code that’s used to apply for a Social Security number and doesn’t necessarily represent where you were born or where you live.

The group number corresponds to your area number and can range from 01 to 99. These numbers are assigned on an odd/even basis. The serial number is a set of four digits ranging from 0001 to 9999.

Starting in 2011, the Social Security Administration opted to randomize Social Security number assignments. The most notable change is that the area number no longer has any geographic significance based on where you live.

Social Security numbers were first created to track earnings for workers to help with determining the Social Security benefits they’d be entitled to receive once they retired. That’s still a primary function of Social Security numbers today. Social Security benefits are typically calculated using your average indexed monthly earnings which takes into account up to 35 years of earnings.

So, if you get your first job at age 16, for example, then the Social Security Administration starts tracking your earnings history from that point. Your actual earnings are adjusted or indexed to account for changes in average wages over time. The Social Security Administration uses these adjusted wages to calculate your basic benefit, which is the amount you’d receive once you reach full retirement age.

Full retirement age is based on the year you were born. For someone born in 1960 or later, that’s 67. If you wait until full retirement age to receive benefits, you’ll receive the full benefit amount you’re eligible for. But you can technically begin taking Social Security retirement benefits at age 62. Doing so, however, will reduce your benefit amount. On the other hand, you can delay taking Social Security benefits up to age 70, which can increase your benefit amount.

Aside from Social Security benefits, there are other ways your Social Security number can be used. For example, you’ll typically need a Social Security number if you want to:

You may also need to provide your Social Security number when applying for cell phone or utility services in your name, renting a car or signing a lease on an apartment. That’s because of the way Social Security numbers are used for credit scoring.

Your credit score is a three-digit number that’s based on the information in your credit reports. This information is reported to the credit bureaus by your lenders or billers. Credit reports include both financial information, such as account activity, as well as personal information. One of the key pieces of personal information used to identify you for credit reporting and scoring is your Social Security number.

Your entire credit history is tied to that number, which is why it’s so important to protect it. If someone were to obtain your Social Security number and other pieces of personal information, such as your date of birth, it’s possible that they could open fraudulent credit cards, loans and other accounts in your name. Identity theft can be stressful to resolve and it can cause serious credit score damage if someone runs up sizable debts in your name.

You can protect your Social Security number by:

And be cautious about who you share your Social Security number with. Consider carefully before sharing your number over the phone or via email with anyone you don’t know without first verifying that it’s a trusted source. So if your bank emails you asking for your Social Security number, for example, call the bank directly first to make sure the request is legit.

To get an original or replacement Social Security number and card for a U.S.-born citizen, you’ll need to fill out an application with the Social Security Administration and provide supporting documentation. That includes:

If you’re applying for a Social Security number for a child, acceptable forms of ID include:

You also have to provide proof of your own identity. There is no fee to get a new or replacement Social Security card. You can take your application to your local Social Security office to complete the process. Online applications are accepted but only if you’re 18 or older with a U.S. address and a state-issued ID. You can apply online through your My Social Security account.

Your Social Security number is a unique nine-digit number issued by the Social Security Administration. It plays an important part in your everyday and financial life when it comes to things like getting a job, credit approvals and retirement benefits. Knowing your Social Security number – and how to keep it safe – matters when managing your finances in the short- and long-term.