What is the american express gold card?

By spending with the Amex Gold Card, you'll earn:

Select calculated how many rewards the average American could earn if they were to optimize the way they used their Amex Gold Card. We worked with the location intelligence firm Esri, which provided us with a sample annual spending budget of $22,126.

The budget included six main categories: groceries ($5,174), gas ($2,218), dining out ($3,675), travel ($2,244), utilities ($4,862) and general purchases ($3,953). Here's a breakdown of how many Membership Rewards® points you could potentially earn in each category, annually:

All spending considered, you could end up earning 110,386 Membership Rewards® points within the first year, including the welcome bonus. Over a five-year period, cardholders could potentially earn 311,930 Membership Rewards® points, although the total amount would depend more on an individual's annual spending habits.

If you're trying to rack up a large amount of Membership Rewards® points in a hurry, consider adding other American Express credit cards that also earn them, such as The Platinum Card® from American Express or The Blue Business® Plus Credit Card from American Express to your wallet to bump up your balance.

As you continue to earn more Membership Rewards® points, you'll be able to put them toward a wide range of redemption options, including:

Although it's possible to redeem Amex points for cash back, you won't get the highest value from your rewards for doing so.

The best redemption option is the first one since you'll be able to earn a much greater value by transferring your Membership Rewards® points directly to a partner airline or hotel loyalty programs, such as the following airline partners:

Hotel loyalty program partners include the following:

To transfer your points, all you need to do is connect the loyalty program for your airline or hotel program of choice in the American Express customer portal, then transfer over the number of points needed for your booking. Some programs will show your points transfer immediately, while others may take a few days to process the transaction.

American Express® Gold Card gives a good value back on your purchases in the form of reward points. With this card, you can earn reward points on every transaction along with other privileges like additional cashback, exclusive benefits at top hotels, dining discount and much more.