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What is uim insurance?


Asked By: Anaisha Khosla



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Master's in Economics & Chinese (language), University of California, San Diego Process Improvement Test Cases Inventory Management Circuits Jacksonville United States


Nearly one-third of all vehicles on the road either have no insurance coverage or carry only the state-mandated minimums. But not everyone is so conscientious. Underinsured Motorist insurance (UIM) pays for injuries, such as medical expenses, that result from an accident caused by a driver who has too little insurance. What Is Underinsured Motorist Coverage? Underinsured motorist coverage is an addition to your auto insurance policy. What Is Uninsured And Underinsured Motorist Coverage? As a vehicle owner, you are legally required to have liability insurance on your car, truck or motorcycle. Underinsured Motorists (UIM) Coverage — coverage for bodily injury (BI) and, in some states, property damage (PD) incurred by an insured when an accident is.

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