to the Insured having paid the agreed extra premium, Section 2 of this insurance shall be extended to cover liability consequent upon loss or damage caused by. TPL cover of the insured, which normally should also cover Third party claims. There is often misunderstanding surrounding the application of and implications for insurance around the risks of Vibration, Weakening or the. Whereas the Insured named in the Schedule hereto has made to the ETIQA INSURANCE BERHAD (hereinafter called. In brief, the VRWS program allows an employee to enter a voluntary agreement with. What is covered? This policy provides an all risks cover during the construction period for contract works against loss or damage to property and third party liability.