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How does amex british airways work?

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Answer # 1 #

Amex is also offering 25% bonuses to members who transfer their Membership Rewards to the Marriott Bonvoy program. All of these offers expire next month.

Get the latest points, miles and travel news by signing up for TPG’s free daily newsletter.

This is a chance for travelers to get great value converting their points to Avios, which transfer easily to British Airways and Aer Lingus accounts. It could also help travelers reach their points goals with Marriott for a hotel stay in coming months. Check your American Express account to see if you’re eligible for these deals.

Related: Get more from your points with these 5 transfer bonuses

In order to be eligible for these types of offers in the future, you need to earn Membership Rewards points with an American Express card. Here's our guide to picking the right one for your spending habits.

The Amex offers for both British Airways Executive Club and Aer Lingus Aer Club involve 40% bonuses when you convert Membership Rewards to Avios. That means the transfer is happening at a 1:1.4 ratio, so if you transfer 1,000 Amex points, you’d get 1,400 Avios. This offer is valid through May 15 and is capped at transfers resulting in 999,000 Avios.

This particular transfer bonus is an intriguing opportunity for Amex cardholders not just because of the size of the bonus, but the flexibility you’ll have by converting your points into Avios.

For one, British Airways operates a multitude of flights between the U.S. and London. If you’re looking to get to Europe this summer, the carrier has flights to London from major U.S. airports, which could get you directly to the United Kingdom or connect you to another destination in Europe, Africa or Asia.

On top of that, your Avios can also be used on flights operated by British Airways’ Oneworld Alliance partners like Alaska, American, Iberia and Qatar among others.

Aer Lingus also uses Avios as its reward currency, which gives members the chance to use their bonus miles on several other international airlines including Avianca and Vueling.

Related: Use Avios on short-haul Oneworld flights

Even if you live in a U.S. city that does not have an airport served by British Airways or Aer Lingus, you can still make use of this Amex bonus transfer opportunity.

For instance, I’m based in the Raleigh/Durham area, and British Airways does not fly to RDU. But I can still book a direct award flight from RDU to London Heathrow Airport (LHR) this June because Oneworld partner American Airlines is resuming direct service to Heathrow.

Randomly picking a seven-day round trip in June, I found nonstop service to Heathrow and back for 41,500 Avios on flights operated by American. If I had 30,000 Amex Membership Rewards points in my account, I’d get a 12,000 Avios bonus if I transferred those Amex points into a British Airways Executive Club account, giving me 42,000 Avios – just enough to cover the cost of this round trip, with the exception of a fairly significant $650.47 in carrier charges.

The 25% bonus transfer opportunity from Amex Membership Rewards to Marriott Bonvoy points could also be a great opportunity if you’re looking to cover the cost of a hotel stay you’re planning in the near future. This offer ends May 31.

Keep in mind, Marriott recently implemented dynamic pricing to its rewards program so that could impact the deals you’re able to find. That being said, let’s take a look at some options for that June week I was looking at in London.

A six-night stay at the Moxy London Stratford, a Marriott property, comes to approximately $1,428, depending on conversion rates. The same stay goes for 131,000 Marriott Bonvoy points, including one free night when you book with points. So, if you had 105,000 Amex Membership Rewards points, transferring those into your Marriott Bonvoy account would get you a 25% bonus, or 26,250 extra points, bringing your total to 131,250 – just enough to cover your stay.

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Vincente Aller
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Answer # 2 #

While there is no annual fee to pay for the American Express British Airways card, there is no promotional period on purchases – and balance transfers are not permitted.

New purchases made on this card will attract a representative annual interest rate (APR) of 29.4% (variable).

That said, you get up to 56 days’ interest-free on purchases. So, if you clear your balance in full – and on time – every month, you won’t be charged a penny in interest.

If you are late with your monthly repayment, you will face a £12 charge. There is also a returned payment fee of £12.

With this card, working out rewards is simple, as you collect one Avios point for just about every £1 you spend. This is in addition to a welcome bonus of 5,000 Avios points if you spend £1,000 in the first three months.

If you redeem your Avios on an economy flight to Europe, one point is worth around 0.5p. Avios can be redeemed against part of the flight, or to upgrade to business or first class.

According to American Express, collecting 18,500 Avios could be enough to secure a flight within Europe for £1.

You’ll also get a Companion Voucher when you spend £12,000 each membership year on the Card, which you can use to either take a companion with you on the same flight and cabin or, if travelling solo, a 50% discount on the Avios price you pay for your flight. Vouchers are redeemable when you book a British Airways Reward flight in Euro Traveller and World Traveller cabins (economy class) only. Reward flights and Companion Voucher bookings are subject to availability and taxes, fees and carrier charges apply per person.

If you’re travelling solo, you can choose a 50% discount on the Avios price paid for the flight instead. The vouchers can be redeemed when you book a British Airways Reward flight in Euro Traveller or World Traveller cabins (economy class) only. Voucher bookings are subject to availability and taxes, and fees and carrier charges will apply per person.

Vouchers are redeemable on economy class flights (when you book an Avios reward flight in Euro Traveller and World Traveller cabins). Taxes and fees will still have to be paid.

If you refer a friend who successfully gets approved for an American Express card, you can earn at least 4,000 bonus points. In a calendar year, you can earn up to 90,000 bonus Avios points. You can put these towards flights, upgrades or treats on board.

With the American Express British Airways Credit Card, you get ‘Purchase Protection.’ If an eligible item is stolen or accidentally damaged, you will be reimbursed £2,500. This applies for up to 90 days after the item was purchased.

The card also offers ‘Refund Protection,’ so if you have trouble with a UK shop refunding your payment, you’ll get the price of eligible items refunded, up to £200, if you submit a claim within 90 days.

In addition, cardholders also have chargeback rights, as detailed in their Ts and Cs – but you should contact American Express directly to discuss.

To be accepted for the American Express British Airways card, you’ll need a pretty good credit rating – and no history of bad debt. You will need to be aged at least 18.

Before formally applying, it can be helpful to use an eligibility checker tool. This will show the likelihood of you getting accepted, without leaving a mark on your credit file.

You will not be eligible for a welcome bonus if you have held any American Express card in the past two years.

Exercise caution before taking money from an ATM with this card as interest is charged with immediate effect.

With this card, as with any rewards card, be sure to clear your balance in full each month. If not, any rewards you earn could be outweighed by interest charges.

If you’re looking for a generous airline credit card and plan on using this plastic for your everyday spending – especially in the early days to take advantage of the welcome bonus – this card could be ideal.

What you get is a decent Avios offering, a welcome bonus, a friend referral scheme – and the added extras that come with being an American Express cardholder – all with no upfront fee.

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Bhanumathi Roshan
SUPERVISOR PIT AND AUXILIARIES
Answer # 3 #

While there is no annual fee to pay for the American Express British Airways card, there is no promotional period on purchases – and balance transfers are not permitted. New purchases made on this card will attract a representative annual interest rate (APR) of 29.4% (variable).

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Bouli Petievich
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