How to apply pradhan mantri jan arogya yojana?
You can apply for PM-JAY (Ayushman Bharat) by checking if you are eligible on the official website. Just visit https://mera.pmjay.gov.in, enter your mobile number and OTP, and verify with your ration card or Aadhaar. If you are eligible, you can get the e-card from the nearest CSC (Common Service Center) or Ayushman Mitra in government hospitals.
I applied offline through my village panchayat office. They had a PM-JAY desk where I gave my Aadhaar and ration card. Within a week, I got my Ayushman card printed. Best part—it covers up to 5 lakh per year for my whole family.
The fastest way is to go to any empanelled government hospital. They have a help desk with "Ayushman Mitra" staff. Carry these documents:- Aadhaar card- Ration card- Income certificate (if asked) They will issue your card immediately if you are eligible.
Just a note: not everyone can apply. This scheme is targeted at economically weaker sections. So if you are in the SECC 2011 database or hold a ration card under NFSA, then only you can get it. Check your eligibility first before wasting time.
Good news—once you get the Ayushman card, you can use it anywhere in India, not just your home state. I got surgery in Delhi while I live in Jharkhand.
To summarize:1. Check eligibility on the official website. 2. Collect Aadhaar + ration card. 3. Visit CSC or hospital desk. 4. Get e-card issued. That’s it. Simple and free!
Yes, it is free. If someone asks you for money to make your card, it’s fraud. We had one such case in my town where a private agent was charging ₹200 for Ayushman card. But at government CSC, it is totally free.
My father applied for this online but later we realized the application still requires offline verification. So, don’t think everything is 100% online. Final approval usually comes from CSC or Ayushman helpdesk.
I faced rejection because my name spelling was mismatched between Aadhaar and ration card. Pro tip: Make sure your documents have consistent details before applying.