How to do rtgs in bank of baroda?
Easy, mate. You can do it two ways. You can go to the Bank of Baroda branch. Just get the RTGS form and fill it out. Or do it online with net banking. This is faster. You must add the person's details first. Like their name, account number, and the bank IFSC code. Just remember, RTGS is for big amounts. It has to be over 2 lakh rupees. It's a simple process, no worries.
If you prefer online, log in to Bank of Baroda NetBanking. Navigate to “Fund Transfer → RTGS,” add the beneficiary, and authorize with OTP or transaction password. Ensure the beneficiary’s IFSC code is accurate, as RTGS transfers cannot be reversed easily.
The minimum amount for RTGS is usually ₹2 lakhs. Transfers below this are routed through NEFT instead. RTGS works in real time, so the beneficiary account gets credited almost instantly during working hours.
To perform RTGS in Bank of Baroda, visit your branch and fill out the RTGS/NEFT form. Provide details such as beneficiary name, account number, IFSC code, amount, and your account details. Submit the form along with the payment.
You can also use the Baroda M-Connect Plus mobile app. Add the payee, wait for activation, and then initiate RTGS directly from your phone. The app is convenient if you do frequent transfers.