How to start a online peer-to-peer lending platform in India?

P2P lending platforms are regulated by RBI. You can’t just start casually; you must register as an NBFC-P2P. Key steps:1. Company Registration – Incorporate as a Private Limited company. 2. Apply to RBI – Meet net owned fund requirement of at least ₹2 crore. 3. Technology – Build a secure online platform with KYC, loan disbursement, and repayment tracking. 4. Compliance – Strictly follow RBI rules on lending limits, interest rates, and disclosures. 5. Marketing – Focus on investors seeking better returns and borrowers who don’t get bank loans. This business has high barriers but also high potential if executed right.