How to Start a Utility Bill Payment and Management Service for Seniors?

I started helping my grandparents with online bills, and now it’s a side gig! A utility bill payment service for seniors in India 2025 is a lifesaver—150M+ seniors struggle with digital payments, and BBPS makes it easy to process.Why It’s Needed - Demand: Seniors in metros like Delhi want hassle-free bill payments; charge ₹50-100/transaction. - Low Entry: ₹30k for app integration, bike for visits. Startup Plan 1. Tech: Use XPay Life or Paytm APIs for bill processing (₹15k setup). 2. Team: Hire 2 locals for doorstep collection (₹10k/month each). 3. Legal: Sole prop via Udyam, GST if scaling. 4. Market: Flyers at senior clubs, ads in community papers. Target 200 clients/month = ₹15k-25k profit. Data security’s key—use encrypted apps. XPay Life’s model is a great blueprint. Start with electricity bills?